Is HDNRF or RYLD a better dividend investment in 2026?

HDNRF currently yields 8.97% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between HDNRF and RYLD?

HDNRF has a forward dividend yield of 8.97% ($0.07/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 3.17 percentage points.

Home › Compare › HDNRF vs RYLD

HDNRF vs RYLD: Dividend Comparison 2026

HDNRF yields 8.97% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDNRF wins by $214222.61M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HDNRF

● Live price

8.97%

Share price

$0.79

Annual div

$0.07

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$214222.66M

Annual income

$209,732,540,857.64

Full HDNRF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HDNRF vs RYLD

📍 HDNRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HDNRF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HDNRF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HDNRF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDNRF

Annual income on $10K today (after 15% tax)

$762.72/yr

After 10yr DRIP, annual income (after tax)

$178,272,659,728.99/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HDNRF beats the other by $178,272,657,529.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HDNRF + RYLD for your $10,000?

HDNRF: 50%RYLD: 50%

100% RYLD50/50100% HDNRF

Portfolio after 10yr

$107111.35M

Annual income

$104,866,271,722.49/yr

Blended yield

97.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDNRF buys

RYLD buys

No recent congressional trades found for HDNRF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHDNRFRYLD

Forward yield	8.97%	12.14% ✓
Annual dividend / share	$0.07	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$214222.66M ✓	$44.5K
Annual income after 10y	$209,732,540,857.64 ✓	$2,587.35
Total dividends collected	$213917.55M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HDNRF vs RYLD ($10,000, DRIP)

Year	HDNRF Portfolio	HDNRF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,495	$1,794.63	$11,914	$1,213.65	+$581.00 → HDNRF
2	$17,561	$4,191.27	$14,099	$1,351.30	+$3.5K → HDNRF
3	$29,800	$11,010.47	$16,580	$1,494.55	+$13.2K → HDNRF
4	$66,811	$34,924.83	$19,384	$1,642.61	+$47.4K → HDNRF
5	$217,843	$146,355.57	$22,535	$1,794.70	+$195.3K → HDNRF
6	$1,125,065	$891,972.41	$26,063	$1,950.00	+$1.10M → HDNRF
7	$9,814,367	$8,610,547.28	$29,995	$2,107.69	+$9.78M → HDNRF
8	$150,899,621	$140,398,248.90	$34,361	$2,266.99	+$150.87M → HDNRF
9	$4,196,371,912	$4,034,909,317.08	$39,194	$2,427.12	+$4196.33M → HDNRF
10	$214,222,658,803	$209,732,540,857.64	$44,525	$2,587.35	+$214222.61M → HDNRF

HDNRF vs RYLD: Complete Analysis 2026

HDNRF — Stock

HomeCo Daily Needs REIT is an Australian Real Estate Investment Trust listed on the ASX with a mandate to invest in convenience-based assets across the target sub-sectors of Neighbourhood Retail, Large Format Retail and Health & Services. HomeCo Daily Needs REIT aims to provide unitholders with consistent and growing distributions. HomeCo Daily Needs REIT(ASX:HDN) operates independently of Home Consortium Limited as of December 31, 2020.

Full HDNRF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.