Is HDNRF or VYM a better dividend investment in 2026?

HDNRF currently yields 8.97% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: HDNRF offers higher current income.

What is the dividend yield difference between HDNRF and VYM?

HDNRF has a forward dividend yield of 8.97% ($0.07/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 6.56 percentage points.

Home › Compare › HDNRF vs VYM

HDNRF vs VYM: Dividend Comparison 2026

HDNRF yields 8.97% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDNRF wins by $214222.63M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HDNRF

● Live price

8.97%

Share price

$0.79

Annual div

$0.07

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$214222.66M

Annual income

$209,732,540,857.64

Full HDNRF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — HDNRF vs VYM

📍 HDNRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HDNRF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HDNRF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Aug

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Dec

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HDNRF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDNRF

Annual income on $10K today (after 15% tax)

$762.72/yr

After 10yr DRIP, annual income (after tax)

$178,272,659,728.99/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, HDNRF beats the other by $178,272,659,492.23/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HDNRF + VYM for your $10,000?

HDNRF: 50%VYM: 50%

100% VYM50/50100% HDNRF

Portfolio after 10yr

$107111.34M

Annual income

$104,866,270,568.09/yr

Blended yield

97.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDNRF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHDNRFVYM

Forward yield	8.97% ✓	2.41%
Annual dividend / share	$0.07	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$214222.66M ✓	$27.8K
Annual income after 10y	$209,732,540,857.64 ✓	$278.55
Total dividends collected	$213917.55M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HDNRF vs VYM ($10,000, DRIP)

Year	HDNRF Portfolio	HDNRF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$12,495	$1,794.63	$11,151	$241.44	+$1.3K → HDNRF
2	$17,561	$4,191.27	$12,413	$246.79	+$5.1K → HDNRF
3	$29,800	$11,010.47	$13,794	$251.79	+$16.0K → HDNRF
4	$66,811	$34,924.83	$15,306	$256.47	+$51.5K → HDNRF
5	$217,843	$146,355.57	$16,960	$260.84	+$200.9K → HDNRF
6	$1,125,065	$891,972.41	$18,768	$264.92	+$1.11M → HDNRF
7	$9,814,367	$8,610,547.28	$20,745	$268.71	+$9.79M → HDNRF
8	$150,899,621	$140,398,248.90	$22,905	$272.24	+$150.88M → HDNRF
9	$4,196,371,912	$4,034,909,317.08	$25,265	$275.51	+$4196.35M → HDNRF
10	$214,222,658,803	$209,732,540,857.64	$27,842	$278.55	+$214222.63M → HDNRF

HDNRF vs VYM: Complete Analysis 2026

HDNRF — Stock

HomeCo Daily Needs REIT is an Australian Real Estate Investment Trust listed on the ASX with a mandate to invest in convenience-based assets across the target sub-sectors of Neighbourhood Retail, Large Format Retail and Health & Services. HomeCo Daily Needs REIT aims to provide unitholders with consistent and growing distributions. HomeCo Daily Needs REIT(ASX:HDN) operates independently of Home Consortium Limited as of December 31, 2020.

Full HDNRF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.