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HDP vs RYLD: Dividend Comparison 2026

HDP yields 13.62% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HDP wins by $20.9K in total portfolio value
10 years
HDP
HDP
● Live price
13.62%
Share price
$14.68
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.0K
Annual income
$3,173.04
Full HDP calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — HDP vs RYLD

📍 HDP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHDPRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HDP + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HDP pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDP
Annual income on $10K today (after 15% tax)
$1,158.04/yr
After 10yr DRIP, annual income (after tax)
$2,697.08/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, HDP beats the other by $1,932.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HDP + RYLD for your $10,000?

HDP: 50%RYLD: 50%
100% RYLD50/50100% HDP
Portfolio after 10yr
$38.5K
Annual income
$2,036.12/yr
Blended yield
5.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDP buys
0
RYLD buys
0
No recent congressional trades found for HDP or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHDPRYLD
Forward yield13.62% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$49.0K ✓$28.0K
Annual income after 10y$3,173.04 ✓$899.19
Total dividends collected$22.3K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HDP vs RYLD ($10,000, DRIP)

YearHDP PortfolioHDP Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$12,062$1,362.40$11,120$420.00+$942.00 → HDP
2$14,443$1,535.87$12,357$458.31+$2.1K → HDP
3$17,172$1,718.63$13,721$499.76+$3.5K → HDP
4$20,284$1,909.76$15,227$544.58+$5.1K → HDP
5$23,812$2,108.26$16,885$593.02+$6.9K → HDP
6$27,792$2,313.05$18,713$645.34+$9.1K → HDP
7$32,261$2,523.03$20,724$701.81+$11.5K → HDP
8$37,256$2,737.10$22,938$762.73+$14.3K → HDP
9$42,818$2,954.13$25,372$828.41+$17.4K → HDP
10$48,988$3,173.04$28,047$899.19+$20.9K → HDP

HDP vs RYLD: Complete Analysis 2026

HDP — Stock

HDP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HDP shares.

Full HDP Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.