Is HDRSF or SCHD a better dividend investment in 2026?

HDRSF currently yields 2325.58% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: HDRSF offers higher current income.

What is the dividend yield difference between HDRSF and SCHD?

HDRSF has a forward dividend yield of 2325.58% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2322.12 percentage points.

Home › Compare › HDRSF vs SCHD

HDRSF vs SCHD: Dividend Comparison 2026

HDRSF yields 2325.58% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDRSF wins by $40776875559.49M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HDRSF

● Live price

2325.58%

Share price

$0.09

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40776875559.52M

Annual income

$37,596,667,161,556,740.00

Full HDRSF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — HDRSF vs SCHD

📍 HDRSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HDRSF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HDRSF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HDRSF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDRSF

Annual income on $10K today (after 15% tax)

$197,674.42/yr

After 10yr DRIP, annual income (after tax)

$31,957,167,087,323,224.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, HDRSF beats the other by $31,957,167,087,322,860.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HDRSF + SCHD for your $10,000?

HDRSF: 50%SCHD: 50%

100% SCHD50/50100% HDRSF

Portfolio after 10yr

$20388437779.78M

Annual income

$18,798,333,580,778,580.00/yr

Blended yield

92.20%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDRSF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHDRSFSCHD

Forward yield	2325.58% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40776875559.52M ✓	$29.0K
Annual income after 10y	$37,596,667,161,556,740.00 ✓	$425.95
Total dividends collected	$40553604915.26M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HDRSF vs SCHD ($10,000, DRIP)

Year	HDRSF Portfolio	HDRSF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$243,258	$232,558.14	$11,226	$346.36	+$232.0K → HDRSF
2	$5,547,357	$5,287,071.06	$12,572	$357.38	+$5.53M → HDRSF
3	$118,616,525	$112,680,853.02	$14,046	$367.84	+$118.60M → HDRSF
4	$2,378,696,839	$2,251,777,157.33	$15,660	$377.73	+$2378.68M → HDRSF
5	$44,747,448,169	$42,202,242,550.89	$17,425	$387.07	+$44747.43M → HDRSF
6	$789,840,516,324	$741,960,746,783.42	$19,354	$395.86	+$789840.50M → HDRSF
7	$13,084,759,261,953	$12,239,629,909,486.39	$21,461	$404.13	+$13084759.24M → HDRSF
8	$203,501,400,619,673	$189,500,708,209,383.28	$23,762	$411.89	+$203501400.60M → HDRSF
9	$2,972,157,381,276,708	$2,754,410,882,613,657.00	$26,272	$419.15	+$2972157381.25M → HDRSF
10	$40,776,875,559,522,820	$37,596,667,161,556,740.00	$29,010	$425.95	+$40776875559.49M → HDRSF

HDRSF vs SCHD: Complete Analysis 2026

HDRSF — Stock

Highland Copper Company Inc., together with its subsidiaries, engages in the acquisition, exploration, and development of mineral properties in the United States. The company explores for copper deposits. Its primary properties include the Copperwood copper project; and the White Pine North copper project located in the Upper Peninsula of Michigan. The company was formerly known as Highland Resources Inc. and changed its name to Highland Copper Company Inc. in October 2012. Highland Copper Company Inc. is based in Longueuil, Canada.

Full HDRSF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.