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HDV vs HTGC: Dividend Comparison 2026

HDV yields 3.70% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $26.2K in total portfolio value
10 years
HDV
iShares Core High Dividend ETF
3.70%
Share price
$108.20
Annual div
$4.00
5Y div CAGR
4.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$792.81
Full HDV calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — HDV vs HTGC

Annual dividend income

MetricHDVHTGC
Forward yield3.70%10.22%
Annual dividend / share$4.00$1.88
Payout ratio55%90%
1-year div growth4.2%5.6%
5-year div CAGR4.8%4.2%
Portfolio after 10y$27.4K$53.7K
Annual income after 10y$792.81$3,064.35
Total dividends collected$5.7K$19.5K
Payment frequencyquarterlyquarterly
SectorETFBDC

Year-by-year: HDV vs HTGC ($10,000, DRIP)

YearHDV PortfolioHDV Income/yrHTGC PortfolioHTGC Income/yrGap
1$11,097$387.43$12,045$1,064.65$948.00HTGC
2$12,306$420.72$14,442$1,216.94$2.1KHTGC
3$13,636$456.52$17,242$1,384.73$3.6KHTGC
4$15,099$495.00$20,501$1,568.89$5.4KHTGC
5$16,708$536.34$24,280$1,770.26$7.6KHTGC
6$18,475$580.73$28,649$1,989.67$10.2KHTGC
7$20,415$628.36$33,685$2,227.97$13.3KHTGC
8$22,544$679.43$39,472$2,485.98$16.9KHTGC
9$24,879$734.17$46,104$2,764.50$21.2KHTGC
10$27,438$792.81$53,687$3,064.35$26.2KHTGC

HDV vs HTGC: Complete Analysis 2026

HDVETF

HDV screens for dividend sustainability using Morningstar's economic moat methodology — only companies with wide or narrow moats qualify. Its concentrated portfolio of ~75 holdings represents high-conviction dividend payers in healthcare, energy, and consumer staples. Higher yield than SCHD with similar quality focus.

Full HDV Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is HDV or HTGC better for dividend income in 2026?
HDV currently offers a 3.70% yield (4.00/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, HDV has grown its dividend faster (4.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HDV vs HTGC earn per year?
With $10,000 invested today: HDV pays approximately $370/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $793/year (HDV) and $3,064/year (HTGC).
Does HDV or HTGC pay monthly dividends?
HDV pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.