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HTGC vs ARCC: Dividend Comparison 2026

HTGC yields 10.22% · ARCC yields 9.06% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $9.9K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — HTGC vs ARCC

Annual dividend income

MetricHTGCARCC
Forward yield10.22%9.06%
Annual dividend / share$1.88$1.92
Payout ratio90%88%
1-year div growth5.6%2%
5-year div CAGR4.2%3.1%
Portfolio after 10y$53.7K$43.8K
Annual income after 10y$3,064.35$2,279.31
Total dividends collected$19.5K$15.5K
Payment frequencyquarterlyquarterly
SectorBDCBDC

Year-by-year: HTGC vs ARCC ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrARCC PortfolioARCC Income/yrGap
1$12,045$1,064.65$11,774$933.74+$271.00HTGC
2$14,442$1,216.94$13,808$1,045.61+$634.00HTGC
3$17,242$1,384.73$16,135$1,166.34+$1.1KHTGC
4$20,501$1,568.89$18,786$1,296.19+$1.7KHTGC
5$24,280$1,770.26$21,800$1,435.41+$2.5KHTGC
6$28,649$1,989.67$25,215$1,584.23+$3.4KHTGC
7$33,685$2,227.97$29,076$1,742.84+$4.6KHTGC
8$39,472$2,485.98$33,430$1,911.44+$6.0KHTGC
9$46,104$2,764.50$38,328$2,090.21+$7.8KHTGC
10$53,687$3,064.35$43,827$2,279.31+$9.9KHTGC

HTGC vs ARCC: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is HTGC or ARCC better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while ARCC offers 9.06% (1.92/share/year). HTGC provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs ARCC earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $2,279/year (ARCC).
Does HTGC or ARCC pay monthly dividends?
HTGC pays quarterly dividends. ARCC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.