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ARCC vs HTGC: Dividend Comparison 2026

ARCC yields 9.06% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $9.9K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — ARCC vs HTGC

Annual dividend income

MetricARCCHTGC
Forward yield9.06%10.22%
Annual dividend / share$1.92$1.88
Payout ratio88%90%
1-year div growth2%5.6%
5-year div CAGR3.1%4.2%
Portfolio after 10y$43.8K$53.7K
Annual income after 10y$2,279.31$3,064.35
Total dividends collected$15.5K$19.5K
Payment frequencyquarterlyquarterly
SectorBDCBDC

Year-by-year: ARCC vs HTGC ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrHTGC PortfolioHTGC Income/yrGap
1$11,774$933.74$12,045$1,064.65$271.00HTGC
2$13,808$1,045.61$14,442$1,216.94$634.00HTGC
3$16,135$1,166.34$17,242$1,384.73$1.1KHTGC
4$18,786$1,296.19$20,501$1,568.89$1.7KHTGC
5$21,800$1,435.41$24,280$1,770.26$2.5KHTGC
6$25,215$1,584.23$28,649$1,989.67$3.4KHTGC
7$29,076$1,742.84$33,685$2,227.97$4.6KHTGC
8$33,430$1,911.44$39,472$2,485.98$6.0KHTGC
9$38,328$2,090.21$46,104$2,764.50$7.8KHTGC
10$43,827$2,279.31$53,687$3,064.35$9.9KHTGC

ARCC vs HTGC: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is ARCC or HTGC better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs HTGC earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $3,064/year (HTGC).
Does ARCC or HTGC pay monthly dividends?
ARCC pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.