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ARCC Dividend DRIP Calculator 2026
10.34% YieldFinancial ServicesAres Capital Corporation · NASDAQ
Price: $18.56 · Annual div: $1.92/share · Frequency: quarterly · Payout ratio: 103% · Ex-div: 2026-09-15
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🎯 When ARCC pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in ARCC → $50.2K in 10 years · $212.21/month
About Ares Capital Corporation (ARCC) — Dividend Analysis 2026
Ares Capital Corporation (ARCC) operates as a Business Development Company (BDC), delivering diverse financing solutions predominantly to middle-market enterprises. The firm's expertise lies in facilitating various corporate actions, including funding acquisitions, recapitalizations, and leveraged buyouts. It also extends mezzanine debt, assists with corporate restructurings, and provides crucial rescue financing, in addition to offering growth capital and general refinancing options. ARCC primarily targets investments in companies within the basic and growth manufacturing, business services, consumer products, healthcare (both products and services), and information technology service sectors. Opportunistically, it also explores prospects in industries such as restaurants, retail, oil and gas, and the broader technology space. Geographically, ARCC maintains a broad reach across the United States. Its New York office oversees investments in the Northeast, Mid-Atlantic, Southeast, and Southwest regions. The Chicago office manages opportunities in the Midwest, while its Los Angeles presence covers the Western region. In terms of deal parameters, ARCC typically commits between $20 million and $200 million per investment, with an upper limit of $400 million, targeting companies that generate an EBITDA of $10 million to $250 million. For debt-specific placements, the investment range is generally $10 million to $100 million. The company employs a wide array of financial instruments, including revolving credit facilities, first and second lien loans, unitranche structures, warrants, mezzanine debt, private high yield, junior capital, and subordinated debt, alongside selective non-control preferred and common equity investments. ARCC also evaluates participation in senior and subordinated debt financings led by other parties and strategically acquires stressed or discounted debt. It frequently assumes a lead or agent role in its transactions and actively seeks board representation in its portfolio companies.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 ARCC Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold ARCC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 10.34% | 7.54% | $1,034 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 8.79% | 5.99% | $879 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 8.27% | 5.47% | $827 / yr |
| 🇬🇧 UK ISA | 0% | 10.34% | 7.54% | $1,034 / yr |
| 🇬🇧 UK Taxable | 8.75% | 9.44% | 6.64% | $944 / yr |
| 🇨🇦 TFSA | 0% | 10.34% | 7.54% | $1,034 / yr |
| 🇨🇦 CA Taxable | 25% | 7.75% | 4.96% | $775 / yr |
| 🇦🇺 Super (pension) | 15% | 8.79% | 5.99% | $879 / yr |
| 🇦🇺 AU Taxable | 30% | 7.24% | 4.44% | $724 / yr |
| 🇩🇪 DE Taxable | 26.375% | 7.61% | 4.81% | $761 / yr |
| 🇫🇷 FR Taxable | 30% | 7.24% | 4.44% | $724 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 ARCC Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.92/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 ARCC Dividend Payment Schedule
ARCC pays quarterly — 4 times per year. Ex-div: 2026-09-15.
📊 ARCC vs Financial Services Benchmarks
How ARCC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for ARCC sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ ARCC Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-02-09 | 15,000 | $19.20 | $288.0K | ||
| Buy | 2026-02-06 | 5,186 | $19.29 | $100.0K | ||
| Buy | 2026-02-05 | 4,000 | $19.14 | $76.6K | ||
| Buy | 2026-02-05 | 12,500 | $19.13 | $239.1K | ||
| Buy | 2025-10-31 | 13,000 | $20.39 | $265.1K | ||
| Buy | 2025-03-03 | 40,000 | $23.32 | $932.8K | ||
| G-Gift | 2025-02-18 | 300,172 | — | — | ||
| Buy | 2025-02-11 | 6,000 | $22.75 | $136.5K | ||
| G-Gift | 2022-12-23 | 125,000 | — | — | ||
| Buy | 2023-05-02 | 15,000 | $17.84 | $267.6K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare ARCC with peers: ARCC vs CGBD · ARCC vs CSWC · ARCC vs GAIN
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the ARCC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Ares Capital Corporation (ARCC) is currently trading at $18.56, 12% below its 52-week high. The current dividend yield is 10.34% based on an annual payout of $1.92 per share.
Ares Capital Offers High Yield with Payout Sustainability Questions
AI SummaryAres Capital Corporation stands out in the Financial Services sector with an attractive 10.47% dividend yield based on its $1.92 annual payout and $18.34 share price. Trading at a modest P/E ratio of 9.9 with a $13.2 billion market cap, the business development company provides substantial immediate income for yield-focused portfolios. However, dividend safety warrants close monitoring. The trailing payout ratio sits at 103%, indicating that earnings barely cover the current distribution. Furthermore, the modest 5-year dividend CAGR of 2.5% reflects limited historical payout growth, suggesting the high yield is primarily an income vehicle rather than a growth investment.
- Payout ratio exceeding 100% raises coverage sustainability concerns
- Slow 5-year dividend growth rate of 2.5%
Generated by AI using live market data. For educational purposes only — not financial advice.
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