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GBDC Dividend DRIP Calculator 2026
11.44% YieldFinancial ServicesGolub Capital BDC, Inc. · NASDAQ
Price: $12.06 · Annual div: $1.38/share · Frequency: quarterly · Payout ratio: 97% · Ex-div: 2026-09-14
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🎯 When GBDC pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your GBDC snowball 📈
$10,000 in GBDC → $90.8K in 10 years · $454.66/month
About Golub Capital BDC, Inc. (GBDC) — Dividend Analysis 2026
Golub Capital BDC, Inc. (GBDC) operates as an externally managed, closed-end investment company, specializing as a business development company (BDC) with a non-diversified portfolio management strategy. The firm provides financing through debt instruments and minority equity stakes to middle-market businesses, predominantly those backed by private equity sponsors. GBDC's investment focus covers a diverse range of sectors, including consumer services, automotive, healthcare technology, insurance, medical equipment and supplies, hospitality, foodservice, healthcare providers, IT services, and specialty retail. Its geographical investment mandate is primarily the United States. The company's comprehensive financing offerings include various forms of senior secured debt like first-lien traditional senior debt, "one-stop" facilities, and unitranche loans, alongside junior debt, second-lien, subordinated, and mezzanine loans, as well as direct equity investments and warrants.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 GBDC Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold GBDC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 11.44% | 8.64% | $1,144 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 9.72% | 6.92% | $972 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 9.15% | 6.35% | $915 / yr |
| 🇬🇧 UK ISA | 0% | 11.44% | 8.64% | $1,144 / yr |
| 🇬🇧 UK Taxable | 8.75% | 10.44% | 7.64% | $1,044 / yr |
| 🇨🇦 TFSA | 0% | 11.44% | 8.64% | $1,144 / yr |
| 🇨🇦 CA Taxable | 25% | 8.58% | 5.78% | $858 / yr |
| 🇦🇺 Super (pension) | 15% | 9.72% | 6.92% | $972 / yr |
| 🇦🇺 AU Taxable | 30% | 8.01% | 5.21% | $801 / yr |
| 🇩🇪 DE Taxable | 26.375% | 8.42% | 5.62% | $842 / yr |
| 🇫🇷 FR Taxable | 30% | 8.01% | 5.21% | $801 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 GBDC Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.38/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 GBDC Dividend Payment Schedule
GBDC pays quarterly — 4 times per year. Ex-div: 2026-09-14.
📊 GBDC vs Financial Services Benchmarks
How GBDC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for GBDC sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ GBDC Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-08-07 | 1,676,387 | $13.06 | $21.89M | ||
| Sale | 2026-08-07 | 1,676,387 | $13.06 | $21.89M | ||
| Buy | 2025-05-27 | 6,059,971.09 | $15.13 | $91.69M | ||
| Sale | 2025-05-27 | 16,480.801 | $15.13 | $249.4K | ||
| G-Gift | 2025-05-27 | 6,059,971.09 | $15.13 | $91.69M | ||
| Buy | 2025-05-27 | 6,059,971.09 | $15.13 | $91.69M | ||
| G-Gift | 2025-05-27 | 6,059,971.09 | $15.13 | $91.69M | ||
| Sale | 2025-05-27 | 16,480.801 | $15.13 | $249.4K | ||
| G-Gift | 2024-12-20 | 7,100 | — | — | ||
| Buy | 2024-08-09 | 3,500 | $14.37 | $50.3K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare GBDC with peers: GBDC vs AB · GBDC vs AGO · GBDC vs APAM
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the GBDC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Golub Capital BDC, Inc. (GBDC) is currently trading at $12.06, trading near its 52-week low. The current dividend yield is 11.44% based on an annual payout of $1.38 per share.
Golub Capital BDC Offers High-Yield Income with Solid Five-Year Growth
AI SummaryGolub Capital BDC, Inc. (GBDC) presents an attractive opportunity for income-focused investors within the Financial Services sector, currently trading at $12.06 with a compelling 11.44% dividend yield based on an annual payout of $1.38. The company has demonstrated a strong historical growth trajectory, boasting a 5-year dividend CAGR of 8.6%, supported by a low P/E ratio of 8.5 and a $3.1 billion market capitalization. However, dividend sustainability warrants careful monitoring. The payout ratio sits at an elevated 97%, leaving a relatively narrow margin for error if portfolio earnings face pressure. While the solid historical dividend growth and reasonable valuation metrics are encouraging, the high payout ratio indicates that future distribution increases may be constrained depending
- High payout ratio of 97% leaves little room for earnings volatility
- Credit quality risks inherent in middle-market lending portfolios
Generated by AI using live market data. For educational purposes only — not financial advice.
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