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HDV vs UL: Dividend Comparison 2026

HDV yields 2.91% · UL yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UL wins by $18.6K in total portfolio value
10 years
HDV
iShares Core High Dividend ETF
● Live price
2.91%
Share price
$136.08
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$350.63
Full HDV calculator →
UL
UL
● Live price
4.00%
Share price
$57.97
Annual div
$2.32
5Y div CAGR
20.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.9K
Annual income
$4,970.03
Full UL calculator →

Portfolio growth — HDV vs UL

📍 UL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHDVUL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HDV + UL cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HDV pays
UL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDV
Annual income on $10K today (after 15% tax)
$247.27/yr
After 10yr DRIP, annual income (after tax)
$298.04/yr
UL
Annual income on $10K today (after 15% tax)
$339.68/yr
After 10yr DRIP, annual income (after tax)
$4,224.53/yr
At 15% tax rate, UL beats the other by $3,926.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HDV + UL for your $10,000?

HDV: 50%UL: 50%
100% UL50/50100% HDV
Portfolio after 10yr
$33.6K
Annual income
$2,660.33/yr
Blended yield
7.92%
📊

Analyst Conviction Gap

Where Wall Street is split right now

HDV
No analyst data
UL
Analyst Ratings
9
Buy
17
Hold
9
Sell
Consensus: Hold
Price Target
$65.55
+13.1% upside vs current
Range: $60.10 — $71.00
Altman Z
4.7
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDV buys
0
UL buys
10
PoliticianChamberTickerTypeAmountDate
Lisa McClain🏢 House$UL▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$UL▲ Buy$1,001 - $15,0002025-09-11
Lisa McClain🏢 House$UL▲ Buy$1,001 - $15,0002025-07-22
Lisa McClain🏢 House$UL▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$UL▲ Buy$1,001 - $15,0002025-06-09
Sheri Biggs🏢 House$UL▼ Sell$1,001 - $15,0002025-03-18
Ro Khanna🏢 House$UL▲ Buy$1,001 - $15,0002024-06-14
John James🏢 House$UL▼ Sell$1,001 - $15,0002024-05-06
Sheldon Whitehouse🏛 Senate$UL▼ Sell$1,001 - $15,0002024-04-09
Sheldon Whitehouse🏛 Senate$UL▼ Sell$1,001 - $15,0002024-03-22
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHDVUL
Forward yield2.91%4.00% ✓
Annual dividend / share$3.96 ✓$2.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%20.5% ✓
Portfolio after 10y$24.3K$42.9K ✓
Annual income after 10y$350.63$4,970.03 ✓
Total dividends collected$3.2K$19.3K ✓
Payment frequencyquarterlyquarterly
SectorETFStock

Year-by-year: HDV vs UL ($10,000, DRIP)

YearHDV PortfolioHDV Income/yrUL PortfolioUL Income/yrGap
1← crossover$11,001$290.91$11,182$481.54$181.00 → UL
2$12,081$298.81$12,571$606.37$490.00 → UL
3$13,245$306.39$14,218$767.71$973.00 → UL
4$14,499$313.64$16,191$977.89$1.7K → UL
5$15,849$320.58$18,579$1,254.10$2.7K → UL
6$17,301$327.19$21,500$1,620.58$4.2K → UL
7$18,863$333.50$25,117$2,111.99$6.3K → UL
8$20,542$339.50$29,654$2,778.59$9.1K → UL
9$22,346$345.21$35,424$3,694.36$13.1K → UL
10$24,283$350.63$42,874$4,970.03$18.6K → UL

HDV vs UL: Complete Analysis 2026

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

UL — Stock

Unilever PLC operates as a fast-moving consumer goods company. It operates through Beauty & Personal Care, Foods & Refreshment, and Home Care segments. The Beauty & Personal Care segment provides skin care and hair care products, deodorants, and skin cleansing products. The Foods & Refreshment segment offers ice cream, soups, bouillons, seasonings, mayonnaise, ketchups, and tea categories. The Home Care segment provides fabric solutions and various cleaning products. The company offers its products under the Domestos, OMO, Seventh Generation, Ben & Jerry's, Knorr, Magnum, Wall's, Bango, the Vegetarian Butcher, Axe, Cif, Comfort, Dove, Lifebuoy, Lux, Rexona, Sunsilk, Equilibra, OLLY, Liquid I.V., SmartyPants, Onnit, Hellmann's, and Vaseline brands. Unilever PLC was incorporated in 1894 and is headquartered in London, the United Kingdom.

Full UL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.