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HDV vs USB: Dividend Comparison 2026

HDV yields 3.70% · USB yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 USB wins by $609.00 in total portfolio value
10 years
HDV
iShares Core High Dividend ETF
3.70%
Share price
$108.20
Annual div
$4.00
5Y div CAGR
4.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$792.81
Full HDV calculator →
USB
USB
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full USB calculator →

Portfolio growth — HDV vs USB

Annual dividend income

MetricHDVUSB
Forward yield3.70%4.00%
Annual dividend / share$4.00$2.00
Payout ratio55%50%
1-year div growth4.2%5%
5-year div CAGR4.8%5%
Portfolio after 10y$27.4K$28.0K
Annual income after 10y$792.81$899.19
Total dividends collected$5.7K$6.4K
Payment frequencyquarterlyquarterly
SectorETFFinancials

Year-by-year: HDV vs USB ($10,000, DRIP)

YearHDV PortfolioHDV Income/yrUSB PortfolioUSB Income/yrGap
1$11,097$387.43$11,120$420.00$23.00USB
2$12,306$420.72$12,357$458.31$51.00USB
3$13,636$456.52$13,721$499.76$85.00USB
4$15,099$495.00$15,227$544.58$128.00USB
5$16,708$536.34$16,885$593.02$177.00USB
6$18,475$580.73$18,713$645.34$238.00USB
7$20,415$628.36$20,724$701.81$309.00USB
8$22,544$679.43$22,938$762.73$394.00USB
9$24,879$734.17$25,372$828.41$493.00USB
10$27,438$792.81$28,047$899.19$609.00USB

HDV vs USB: Complete Analysis 2026

HDVETF

HDV screens for dividend sustainability using Morningstar's economic moat methodology — only companies with wide or narrow moats qualify. Its concentrated portfolio of ~75 holdings represents high-conviction dividend payers in healthcare, energy, and consumer staples. Higher yield than SCHD with similar quality focus.

Full HDV Calculator →

USBFinancials

USB is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USB shares.

Full USB Calculator →

Frequently Asked Questions

Is HDV or USB better for dividend income in 2026?
HDV currently offers a 3.70% yield (4.00/share/year) while USB offers 4.00% (2.00/share/year). USB provides higher current income. However, USB has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HDV vs USB earn per year?
With $10,000 invested today: HDV pays approximately $370/year. USB pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $793/year (HDV) and $899/year (USB).
Does HDV or USB pay monthly dividends?
HDV pays quarterly dividends. USB pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.