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USB Dividend DRIP Calculator 2026
3.23% YieldFinancial ServicesU.S. Bancorp · NYSE
Price: $64.47 · Annual div: $2.08/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
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🎯 When USB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your USB snowball 📈
$10,000 in USB → $1.60M in 10 years · $168.53/month
About U.S. Bancorp (USB) — Dividend Analysis 2026
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 USB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold USB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 3.23% | 0.43% | $323 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.75% | -0.05% | $275 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.58% | -0.22% | $258 / yr |
| 🇬🇧 UK ISA | 0% | 3.23% | 0.43% | $323 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.95% | 0.15% | $295 / yr |
| 🇨🇦 TFSA | 0% | 3.23% | 0.43% | $323 / yr |
| 🇨🇦 CA Taxable | 25% | 2.42% | -0.38% | $242 / yr |
| 🇦🇺 Super (pension) | 15% | 2.75% | -0.05% | $275 / yr |
| 🇦🇺 AU Taxable | 30% | 2.26% | -0.54% | $226 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.38% | -0.42% | $238 / yr |
| 🇫🇷 FR Taxable | 30% | 2.26% | -0.54% | $226 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 USB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.08/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 USB Dividend Payment Schedule
USB pays quarterly — 4 times per year. Next ex-div: TBD.
📊 USB vs Financial Services Benchmarks
How USB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for USB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ USB Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| G-Gift | 2026-07-21 | 3,969 | — | — | ||
| Sale | 2026-07-20 | 36,906 | $63.08 | $2.33M | ||
| Sale | 2026-05-05 | 34,522 | $55.52 | $1.92M | ||
| A-Award | 2026-04-23 | 2,560 | — | — | ||
| A-Award | 2026-04-23 | 3,355 | — | — | ||
| A-Award | 2026-04-23 | 3,885 | — | — | ||
| A-Award | 2026-04-23 | 3,355 | — | — | ||
| A-Award | 2026-04-23 | 3,355 | — | — | ||
| A-Award | 2026-04-23 | 3,355 | — | — | ||
| A-Award | 2026-04-23 | 3,355 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Geographic Revenue Breakdown
Where USB earns its moneyRevenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the USB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
U.S. Bancorp (USB) is currently trading at $64.47, trading near its 52-week high. The current dividend yield is 3.23% based on an annual payout of $2.08 per share.
USB (U.S. Bancorp) — 3.23% Dividend Yield Analysis
U.S. Bancorp (USB) is a financial services stock currently trading at $64.47 with a dividend yield of 3.23%. The company pays an annual dividend of $2.08 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, USB has grown its dividend at a compound annual rate of 19.2%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.