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HDB Dividend DRIP Calculator 2026
5.22% YieldFinancial ServicesHDFC Bank Limited · NYSE
Price: $23.05 · Annual div: $1.20/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
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🎯 When HDB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your HDB snowball 📈
$10,000 in HDB → $17.03M in 10 years · $70,424.52/month
About HDFC Bank Limited (HDB) — Dividend Analysis 2026
HDFC Bank Limited is a prominent financial institution providing a comprehensive suite of banking and financial services, catering to both individual and corporate clients across India, Bahrain, Hong Kong, and Dubai. The bank organizes its operations into several key segments: Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated. Its offerings include a wide array of deposit products such as savings, salary, current, rural, public provident fund, and pension accounts, alongside Demat accounts for investments. Customers can also opt for fixed and recurring deposits, safe deposit lockers, offshore accounts and deposits, overdraft facilities against fixed deposits, and sweep-in options. HDFC Bank extends a diverse range of lending solutions, encompassing personal, home, vehicle (car and two-wheeler), business, educational, gold, consumer, and rural loans. It also provides specialized financing against properties, securities, rental receivables, and assets, as well as tailored loans for professionals and participation in government-sponsored schemes. Furthermore, the bank offers credit card-linked loans, working capital financing, and funding for commercial/construction equipment, healthcare/medical devices, and commercial vehicles. Dealer finance, term loans, and professional loans complete its extensive lending portfolio. Beyond lending, the bank issues credit, debit, prepaid, and forex cards, and facilitates various payment and collection services. These include export, import, remittance, bank guarantees, letters of credit, trade finance, hedging solutions, and comprehensive merchant and cash management services. Clients can also access insurance and investment products through HDFC Bank. For its corporate and institutional clients, HDFC Bank provides short-term finance, bill discounting, structured finance, export credit, loan syndication, and document collection services. The bank embraces digital innovation, offering online, wholesale, mobile, and phone banking, alongside instant payment systems like UPI, IMPS, NEFT, and RTGS. Additional services include channel and vendor financing, reimbursement accounts, money market operations, derivatives, employee trusts, solutions for cash-surplus corporates, tax payment services, and acting as bankers to rights/public issues. It also delivers bespoke financial solutions for supply chain partners and agricultural clients. As of March 31, 2022, HDFC Bank maintained a substantial physical presence, operating 21,683 banking outlets, including 6,342 branches and 18,130 automated teller machines (ATMs) across 3,188 cities and towns. Established in 1994, HDFC Bank Limited is headquartered in Mumbai, India.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 HDB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HDB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 5.22% | 2.42% | $522 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 4.44% | 1.64% | $444 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 4.18% | 1.38% | $418 / yr |
| 🇬🇧 UK ISA | 0% | 5.22% | 2.42% | $522 / yr |
| 🇬🇧 UK Taxable | 8.75% | 4.76% | 1.96% | $476 / yr |
| 🇨🇦 TFSA | 0% | 5.22% | 2.42% | $522 / yr |
| 🇨🇦 CA Taxable | 25% | 3.92% | 1.12% | $392 / yr |
| 🇦🇺 Super (pension) | 15% | 4.44% | 1.64% | $444 / yr |
| 🇦🇺 AU Taxable | 30% | 3.65% | 0.85% | $365 / yr |
| 🇩🇪 DE Taxable | 26.375% | 3.84% | 1.04% | $384 / yr |
| 🇫🇷 FR Taxable | 30% | 3.65% | 0.85% | $365 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HDB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.20/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HDB Dividend Payment Schedule
HDB pays quarterly — 4 times per year. Next ex-div: TBD.
📊 HDB vs Financial Services Benchmarks
How HDB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HDB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HDB Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-05-07 | 10,000 | $8.72 | $87.2K | ||
| X-InTheMoney | 2026-05-06 | 12,600 | $7.08 | $89.2K | ||
| X-InTheMoney | 2026-05-06 | 12,600 | $7.08 | $89.2K | ||
| Sale | 2026-04-28 | 5,600 | $8.70 | $48.7K | ||
| X-InTheMoney | 2026-04-23 | 3,000 | $7.85 | $23.6K | ||
| X-InTheMoney | 2026-04-23 | 3,000 | $6.80 | $20.4K | ||
| X-InTheMoney | 2026-04-23 | 3,000 | $6.80 | $20.4K | ||
| X-InTheMoney | 2026-04-23 | 3,000 | $7.85 | $23.6K | ||
| Sale | 2026-04-21 | 6,000 | $8.94 | $53.6K | ||
| X-InTheMoney | 2026-04-17 | 5,000 | $6.80 | $34.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Geographic Revenue Breakdown
Where HDB earns its moneyRevenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HDB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
HDFC Bank Limited (HDB) is currently trading at $23.05, trading near its 52-week low. The current dividend yield is 5.22% based on an annual payout of $1.20 per share.
HDB (HDFC Bank Limited) — 5.22% Dividend Yield Analysis
HDFC Bank Limited (HDB) is a financial services stock currently trading at $23.05 with a dividend yield of 5.22%. The company pays an annual dividend of $1.20 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, HDB has grown its dividend at a compound annual rate of 100.0%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest HDB News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.