Is HDVTY or SCHD a better dividend investment in 2026?

HDVTY currently yields 1234.57% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: HDVTY offers higher current income.

What is the dividend yield difference between HDVTY and SCHD?

HDVTY has a forward dividend yield of 1234.57% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 1231.11 percentage points.

Home › Compare › HDVTY vs SCHD

HDVTY vs SCHD: Dividend Comparison 2026

HDVTY yields 1234.57% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDVTY wins by $2.80M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HDVTY

● Live price

1234.57%

Share price

$0.16

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.82M

Annual income

$17,202.68

Full HDVTY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — HDVTY vs SCHD

📍 HDVTY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HDVTY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HDVTY + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

—

HDVTY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDVTY

Annual income on $10K today (after 15% tax)

$104,938.27/yr

After 10yr DRIP, annual income (after tax)

$14,622.28/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, HDVTY beats the other by $14,260.22/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HDVTY + SCHD for your $10,000?

HDVTY: 50%SCHD: 50%

100% SCHD50/50100% HDVTY

Portfolio after 10yr

$1.43M

Annual income

$8,814.31/yr

Blended yield

0.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDVTY buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHDVTYSCHD

Forward yield	1234.57% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$2.82M	$29.0K ✓
Annual income after 10y	$17,202.68 ✓	$425.95
Total dividends collected	$1.90M	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HDVTY vs SCHD ($10,000, DRIP)

Year	HDVTY Portfolio	HDVTY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$72,428	$61,728.40	$11,226	$346.36	+$61.2K → HDVTY
2	$286,418	$208,920.03	$12,572	$357.38	+$273.8K → HDVTY
3	$692,531	$386,063.17	$14,046	$367.84	+$678.5K → HDVTY
4	$1,177,205	$436,197.13	$15,660	$377.73	+$1.16M → HDVTY
5	$1,606,093	$346,483.09	$17,425	$387.07	+$1.59M → HDVTY
6	$1,939,415	$220,895.41	$19,354	$395.86	+$1.92M → HDVTY
7	$2,199,818	$124,644.46	$21,461	$404.13	+$2.18M → HDVTY
8	$2,419,871	$66,065.59	$23,762	$411.89	+$2.40M → HDVTY
9	$2,623,222	$33,959.95	$26,272	$419.15	+$2.60M → HDVTY
10	$2,824,050	$17,202.68	$29,010	$425.95	+$2.80M → HDVTY

HDVTY vs SCHD: Complete Analysis 2026

HDVTY — Stock

Henderson Investment Limited, an investment holding company, engages in the operation of department stores in Hong Kong. It operates five department stores under the Citistore name; five household specialty stores under the name Citilife; two department stores-cum-supermarkets under the APITA name; and two supermarkets under the UNY name. The company is based in Central, Hong Kong. Henderson Investment Limited is a subsidiary of Henderson Land Development Company Limited.

Full HDVTY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.