Is HECCW or SCHD a better dividend investment in 2026?

HECCW currently yields 148.15% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: HECCW offers higher current income.

What is the dividend yield difference between HECCW and SCHD?

HECCW has a forward dividend yield of 148.15% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 144.69 percentage points.

Home › Compare › HECCW vs SCHD

HECCW vs SCHD: Dividend Comparison 2026

HECCW yields 148.15% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HECCW wins by $23.43M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HECCW

● Live price

148.15%

Share price

$1.35

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.46M

Annual income

$10,076,148.54

Full HECCW calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — HECCW vs SCHD

📍 HECCW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HECCW	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HECCW + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HECCW pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HECCW

Annual income on $10K today (after 15% tax)

$12,592.59/yr

After 10yr DRIP, annual income (after tax)

$8,564,726.26/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, HECCW beats the other by $8,564,364.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HECCW + SCHD for your $10,000?

HECCW: 50%SCHD: 50%

100% SCHD50/50100% HECCW

Portfolio after 10yr

$11.74M

Annual income

$5,038,287.24/yr

Blended yield

42.91%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HECCW buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHECCWSCHD

Forward yield	148.15% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.46M	$29.0K ✓
Annual income after 10y	$10,076,148.54 ✓	$425.95
Total dividends collected	$21.69M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HECCW vs SCHD ($10,000, DRIP)

Year	HECCW Portfolio	HECCW Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$25,515	$14,814.81	$11,226	$346.36	+$14.3K → HECCW
2	$62,628	$35,326.85	$12,572	$357.38	+$50.1K → HECCW
3	$148,051	$81,039.20	$14,046	$367.84	+$134.0K → HECCW
4	$337,457	$179,042.34	$15,660	$377.73	+$321.8K → HECCW
5	$742,477	$381,398.70	$17,425	$387.07	+$725.1K → HECCW
6	$1,578,712	$784,260.93	$19,354	$395.86	+$1.56M → HECCW
7	$3,247,684	$1,558,462.68	$21,461	$404.13	+$3.23M → HECCW
8	$6,471,310	$2,996,288.20	$23,762	$411.89	+$6.45M → HECCW
9	$12,504,097	$5,579,794.89	$26,272	$419.15	+$12.48M → HECCW
10	$23,455,532	$10,076,148.54	$29,010	$425.95	+$23.43M → HECCW

HECCW vs SCHD: Complete Analysis 2026

HECCW — Stock

HECCW is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HECCW shares.

Full HECCW Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.