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HEEM vs RYLD: Dividend Comparison 2026

HEEM yields 2.17% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $5.2K in total portfolio value
10 years
HEEM
HEEM
● Live price
2.17%
Share price
$36.00
Annual div
$0.78
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.9K
Annual income
$249.51
Full HEEM calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — HEEM vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHEEMRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HEEM + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HEEM pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HEEM
Annual income on $10K today (after 15% tax)
$184.34/yr
After 10yr DRIP, annual income (after tax)
$212.08/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $552.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HEEM + RYLD for your $10,000?

HEEM: 50%RYLD: 50%
100% RYLD50/50100% HEEM
Portfolio after 10yr
$25.5K
Annual income
$574.35/yr
Blended yield
2.26%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HEEM buys
0
RYLD buys
0
No recent congressional trades found for HEEM or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHEEMRYLD
Forward yield2.17%4.00% ✓
Annual dividend / share$0.78$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$22.9K$28.0K ✓
Annual income after 10y$249.51$899.19 ✓
Total dividends collected$2.3K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HEEM vs RYLD ($10,000, DRIP)

YearHEEM PortfolioHEEM Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,917$216.87$11,120$420.00$203.00 → RYLD
2$11,902$221.27$12,357$458.31$455.00 → RYLD
3$12,961$225.46$13,721$499.76$760.00 → RYLD
4$14,098$229.45$15,227$544.58$1.1K → RYLD
5$15,318$233.25$16,885$593.02$1.6K → RYLD
6$16,627$236.86$18,713$645.34$2.1K → RYLD
7$18,031$240.28$20,724$701.81$2.7K → RYLD
8$19,537$243.52$22,938$762.73$3.4K → RYLD
9$21,151$246.60$25,372$828.41$4.2K → RYLD
10$22,881$249.51$28,047$899.19$5.2K → RYLD

HEEM vs RYLD: Complete Analysis 2026

HEEM — Stock

The iShares Currency Hedged MSCI Emerging Markets ETF seeks to track the investment results of an index composed of large- and mid-capitalization equities from emerging market countries while mitigating exposure to fluctuations between the value of the component currencies and the U.S. dollar.

Full HEEM Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.