HomeCompareHELO vs RYLD

HELO vs RYLD: Dividend Comparison 2026

HELO yields 0.66% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $23.9K in total portfolio value
10 years
HELO
HELO
● Live price
0.66%
Share price
$64.19
Annual div
$0.42
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$68.91
Full HELO calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — HELO vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHELORYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HELO + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HELO pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HELO
Annual income on $10K today (after 15% tax)
$56.12/yr
After 10yr DRIP, annual income (after tax)
$58.57/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $2,140.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HELO + RYLD for your $10,000?

HELO: 50%RYLD: 50%
100% RYLD50/50100% HELO
Portfolio after 10yr
$32.6K
Annual income
$1,328.13/yr
Blended yield
4.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HELO buys
0
RYLD buys
0
No recent congressional trades found for HELO or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHELORYLD
Forward yield0.66%12.14%
Annual dividend / share$0.42$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.6K$44.5K
Annual income after 10y$68.91$2,587.35
Total dividends collected$676.00$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HELO vs RYLD ($10,000, DRIP)

YearHELO PortfolioHELO Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,766$66.02$11,914$1,213.65$1.1KRYLD
2$11,586$66.43$14,099$1,351.30$2.5KRYLD
3$12,464$66.81$16,580$1,494.55$4.1KRYLD
4$13,404$67.17$19,384$1,642.61$6.0KRYLD
5$14,409$67.51$22,535$1,794.70$8.1KRYLD
6$15,486$67.83$26,063$1,950.00$10.6KRYLD
7$16,638$68.13$29,995$2,107.69$13.4KRYLD
8$17,871$68.41$34,361$2,266.99$16.5KRYLD
9$19,191$68.67$39,194$2,427.12$20.0KRYLD
10$20,603$68.91$44,525$2,587.35$23.9KRYLD

HELO vs RYLD: Complete Analysis 2026

HELOStock

HELO seeks capital appreciation by investing in large-cap US stocks while seeking to provide a continuous market hedge using a put spread collar. The fund attempts to mirror the sector weights in the S&P 500, although the fund adviser has discretion on the selection process and may skew individual weights. HELO provides a laddered options exposure by purchasing put options on ETFs that provide exposure to the S&P 500 Index. The positions are laddered over multiple three-month periods staggered a month apart. The positions will expire at various dates such that each period, a portion of the options portfolio resets. The long puts are initiated at a higher strike price and the fund also sells puts at a lower strike price, resulting in a put option spread. The put spreads are partially funded by writing calls, which effectively caps the fund's upside participation. Note that the strategy will not be most profitable in rising markets and may not provide protection when the market is only slightly down.

Full HELO Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.