HomeCompareHEOL vs SCHD

HEOL vs SCHD: Dividend Comparison 2026

HEOL yields 8.24% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HEOL wins by $5.5K in total portfolio value
10 years
HEOL
HEOL
● Live price
8.24%
Share price
$17,000.00
Annual div
$1,400.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.5K
Annual income
$1,386.21
Full HEOL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — HEOL vs SCHD

📍 HEOL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHEOLSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HEOL + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HEOL pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HEOL
Annual income on $10K today (after 15% tax)
$700.00/yr
After 10yr DRIP, annual income (after tax)
$1,178.28/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, HEOL beats the other by $819.06/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of HEOL + SCHD for your $10,000?

HEOL: 50%SCHD: 50%
100% SCHD50/50100% HEOL
Portfolio after 10yr
$31.7K
Annual income
$904.41/yr
Blended yield
2.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HEOL buys
0
SCHD buys
0
No recent congressional trades found for HEOL or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHEOLSCHD
Forward yield8.24%3.44%
Annual dividend / share$1,400.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.5K$29.0K
Annual income after 10y$1,386.21$422.61
Total dividends collected$11.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HEOL vs SCHD ($10,000, DRIP)

YearHEOL PortfolioHEOL Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,524$823.53$11,224$344.10+$300.00HEOL
2$13,217$886.91$12,567$354.98+$650.00HEOL
3$15,093$950.71$14,038$365.30+$1.1KHEOL
4$17,164$1,014.62$15,648$375.06+$1.5KHEOL
5$19,444$1,078.36$17,410$384.27+$2.0KHEOL
6$21,947$1,141.68$19,335$392.95+$2.6KHEOL
7$24,687$1,204.33$21,437$401.10+$3.3KHEOL
8$27,682$1,266.10$23,733$408.75+$3.9KHEOL
9$30,946$1,326.78$26,237$415.91+$4.7KHEOL
10$34,498$1,386.21$28,968$422.61+$5.5KHEOL

HEOL vs SCHD: Complete Analysis 2026

HEOLStock

Highwater Ethanol, LLC produces and sells ethanol and co-products of the fuel ethanol production process in the continental United States. The company provides ethanol, which could be used as an octane enhancer in fuels; as an oxygenated fuel additive for the purpose of reducing ozone and carbon monoxide emissions; and as a non-petroleum-based gasoline substitute. It also offers distillers grains as a co-product of the ethanol production process, which is used as animal feed supplement primarily for dairy, swine, poultry, and beef industries; and corn oil that is used as the feedstock to produce biodiesel and as a feed ingredient, as well as for other industrial uses. The company markets its products through third party professional marketers. Highwater Ethanol, LLC was founded in 2006 and is based in Lamberton, Minnesota.

Full HEOL Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.