Is HEOP or XYLD a better dividend investment in 2026?

HEOP currently yields 14.98% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: HEOP offers higher current income.

What is the dividend yield difference between HEOP and XYLD?

HEOP has a forward dividend yield of 14.98% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.00 percentage points.

Home › Compare › HEOP vs XYLD

HEOP vs XYLD: Dividend Comparison 2026

HEOP yields 14.98% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HEOP wins by $28.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HEOP

● Live price

14.98%

Share price

$13.35

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$53.4K

Annual income

$3,779.49

Full HEOP calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HEOP vs XYLD

📍 HEOP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HEOP	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HEOP + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HEOP pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HEOP

Annual income on $10K today (after 15% tax)

$1,273.41/yr

After 10yr DRIP, annual income (after tax)

$3,212.57/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HEOP beats the other by $476.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HEOP + XYLD for your $10,000?

HEOP: 50%XYLD: 50%

100% XYLD50/50100% HEOP

Portfolio after 10yr

$39.3K

Annual income

$3,499.26/yr

Blended yield

8.89%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HEOP buys

XYLD buys

No recent congressional trades found for HEOP or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHEOPXYLD

Forward yield	14.98% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$53.4K ✓	$25.3K
Annual income after 10y	$3,779.49 ✓	$3,219.02
Total dividends collected	$25.8K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HEOP vs XYLD ($10,000, DRIP)

Year	HEOP Portfolio	HEOP Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,198	$1,498.13	$10,818	$1,098.39	+$1.4K → HEOP
2	$14,760	$1,707.88	$11,738	$1,222.51	+$3.0K → HEOP
3	$17,724	$1,931.36	$12,774	$1,364.64	+$5.0K → HEOP
4	$21,133	$2,167.55	$13,944	$1,527.86	+$7.2K → HEOP
5	$25,027	$2,415.29	$15,270	$1,715.87	+$9.8K → HEOP
6	$29,452	$2,673.27	$16,775	$1,933.09	+$12.7K → HEOP
7	$34,454	$2,940.14	$18,490	$2,184.87	+$16.0K → HEOP
8	$40,081	$3,214.44	$20,450	$2,477.63	+$19.6K → HEOP
9	$46,381	$3,494.71	$22,697	$2,819.19	+$23.7K → HEOP
10	$53,407	$3,779.49	$25,280	$3,219.02	+$28.1K → HEOP

HEOP vs XYLD: Complete Analysis 2026

HEOP — Stock

HEOP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HEOP shares.

Full HEOP Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.