Is HEP or RYLD a better dividend investment in 2026?

HEP currently yields 6.85% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: HEP offers higher current income.

What is the dividend yield difference between HEP and RYLD?

HEP has a forward dividend yield of 6.85% ($1.40/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 2.85 percentage points.

Home › Compare › HEP vs RYLD

HEP vs RYLD: Dividend Comparison 2026

HEP yields 6.85% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $7.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HEP

● Live price

6.85%

Share price

$20.45

Annual div

$1.40

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.9K

Annual income

$0.71

Full HEP calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — HEP vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HEP	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HEP + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HEP pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HEP

Annual income on $10K today (after 15% tax)

$581.91/yr

After 10yr DRIP, annual income (after tax)

$0.60/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $763.71/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HEP + RYLD for your $10,000?

HEP: 50%RYLD: 50%

100% RYLD50/50100% HEP

Portfolio after 10yr

$24.5K

Annual income

$449.95/yr

Blended yield

1.84%

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Analyst Conviction Gap

Where Wall Street is split right now

HEP

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$19.00

-7.1% upside vs current

Range: $19.00 — $19.00

Altman Z

1.1

Piotroski

7/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HEP buys

RYLD buys

No recent congressional trades found for HEP or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHEPRYLD

Forward yield	6.85% ✓	4.00%
Annual dividend / share	$1.40	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	-50%	5% ✓
Portfolio after 10y	$20.9K	$28.0K ✓
Annual income after 10y	$0.71	$899.19 ✓
Total dividends collected	$698.00 ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HEP vs RYLD ($10,000, DRIP)

Year	HEP Portfolio	HEP Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,042	$342.30	$11,120	$420.00	$78.00 → RYLD
2	$11,992	$176.62	$12,357	$458.31	$365.00 → RYLD
3	$12,921	$89.63	$13,721	$499.76	$800.00 → RYLD
4	$13,871	$45.13	$15,227	$544.58	$1.4K → RYLD
5	$14,864	$22.64	$16,885	$593.02	$2.0K → RYLD
6	$15,916	$11.34	$18,713	$645.34	$2.8K → RYLD
7	$17,036	$5.67	$20,724	$701.81	$3.7K → RYLD
8	$18,231	$2.84	$22,938	$762.73	$4.7K → RYLD
9	$19,509	$1.42	$25,372	$828.41	$5.9K → RYLD
10	$20,875	$0.71	$28,047	$899.19	$7.2K → RYLD

HEP vs RYLD: Complete Analysis 2026

HEP — Stock

Holly Energy Partners, L.P. provides petroleum product and crude oil transportation, terminalling, storage, and throughput services to the petroleum industry in the United States. It operates through two segments, Pipelines and Terminals, and Refinery Processing Unit. The company operates refined product pipelines that transport conventional gasolines, reformulated gasolines, and low-octane gasolines for oxygenate blending, as well as sulfur diesel and jet fuels, and liquefied petroleum gases; intermediate product pipelines that transport intermediate feedstocks and crude oils; and oil trunk, gathering, and connection pipelines that delivers crude oil. It operates 26 main pipelines; crude gathering networks; 10 refined product terminals; 1 crude terminal; 1 lube terminal; 31,800 track feet of rail storage; 7 locations with truck and/or rail racks; and tankages at 6 refining facility locations, as well as five refinery processing units. The company was incorporated in 2004 and is based in Dallas, Texas.

Full HEP Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.