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HESAF vs PM: Dividend Comparison 2026

HESAF yields 0.31% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HESAF wins by $185.1K in total portfolio value· pulled ahead in Year 8
10 years
HESAF
HESAF
● Live price
0.31%
Share price
$1,875.50
Annual div
$5.91
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$234.6K
Annual income
$145,732.87
Full HESAF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — HESAF vs PM

📍 HESAF pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHESAFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HESAF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HESAF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HESAF
Annual income on $10K today (after 15% tax)
$26.76/yr
After 10yr DRIP, annual income (after tax)
$123,872.94/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, HESAF beats the other by $121,754.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HESAF + PM for your $10,000?

HESAF: 50%PM: 50%
100% PM50/50100% HESAF
Portfolio after 10yr
$142.1K
Annual income
$74,112.45/yr
Blended yield
52.15%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

HESAF
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
22.6
Piotroski
7/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HESAF buys
0
PM buys
0
No recent congressional trades found for HESAF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHESAFPM
Forward yield0.31%3.48%
Annual dividend / share$5.91$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$234.6K$49.6K
Annual income after 10y$145,732.87$2,492.02
Total dividends collected$207.4K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusSellBuy

Year-by-year: HESAF vs PM ($10,000, DRIP)

YearHESAF PortfolioHESAF Income/yrPM PortfolioPM Income/yrGap
1$10,763$62.97$11,648$408.29$885.00PM
2$11,643$126.69$13,589$495.90$1.9KPM
3$12,714$256.17$15,877$603.21$3.2KPM
4$14,127$522.87$18,580$734.88$4.5KPM
5$16,202$1,085.93$21,781$896.75$5.6KPM
6$19,664$2,327.88$25,578$1,096.12$5.9KPM
7$26,321$5,280.93$30,092$1,342.17$3.8KPM
8← crossover$41,377$13,212.78$35,470$1,646.46+$5.9KHESAF
9$83,096$38,822.84$41,892$2,023.58+$41.2KHESAF
10$234,645$145,732.87$49,578$2,492.02+$185.1KHESAF

HESAF vs PM: Complete Analysis 2026

HESAFStock

Hermès International Société en commandite par actions engages in the production, wholesale, and retail of various goods. The company offers leather goods and saddlery, such as bags for men and women, clutches, briefcases, luggage, small leather goods, diaries and writing objects, saddles, bridles, and a range of equestrian products and clothing; ready-to-wear garments for men and women; and accessories, including jewelry, belts, hats, gloves, the Internet of Things products, and shoes. It also provides silk and textiles for men and women; art of living and tableware products; perfumes; and watches. In addition, the company is also involved in weaving, engraving, printing, dyeing, finishing, and producing textiles; and purchasing, tanning, dyeing, finishing, and selling precious leathers. It sells its products through a network of 303 stores worldwide. The company also sells watches, perfumes, and tableware through a network of specialized stores. Hermès International Société en commandite par actions was founded in 1837 and is based in Paris, France. Hermès International Société en commandite par actions operates as a subsidiary of H51 SAS.

Full HESAF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.