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HEUV vs RYLD: Dividend Comparison 2026

HEUV yields 7.97% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HEUV wins by $5.9K in total portfolio value
10 years
HEUV
HEUV
● Live price
7.97%
Share price
$25.08
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,320.97
Full HEUV calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — HEUV vs RYLD

📍 HEUV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHEUVRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HEUV + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HEUV pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HEUV
Annual income on $10K today (after 15% tax)
$677.83/yr
After 10yr DRIP, annual income (after tax)
$1,122.82/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, HEUV beats the other by $358.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HEUV + RYLD for your $10,000?

HEUV: 50%RYLD: 50%
100% RYLD50/50100% HEUV
Portfolio after 10yr
$31.0K
Annual income
$1,110.09/yr
Blended yield
3.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HEUV buys
0
RYLD buys
0
No recent congressional trades found for HEUV or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHEUVRYLD
Forward yield7.97% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$33.9K ✓$28.0K
Annual income after 10y$1,320.97 ✓$899.19
Total dividends collected$10.6K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HEUV vs RYLD ($10,000, DRIP)

YearHEUV PortfolioHEUV Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,497$797.45$11,120$420.00+$377.00 → HEUV
2$13,159$856.88$12,357$458.31+$802.00 → HEUV
3$14,997$916.56$13,721$499.76+$1.3K → HEUV
4$17,023$976.23$15,227$544.58+$1.8K → HEUV
5$19,250$1,035.62$16,885$593.02+$2.4K → HEUV
6$21,692$1,094.50$18,713$645.34+$3.0K → HEUV
7$24,363$1,152.66$20,724$701.81+$3.6K → HEUV
8$27,279$1,209.90$22,938$762.73+$4.3K → HEUV
9$30,454$1,266.06$25,372$828.41+$5.1K → HEUV
10$33,907$1,320.97$28,047$899.19+$5.9K → HEUV

HEUV vs RYLD: Complete Analysis 2026

HEUV — Stock

HEUV is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HEUV shares.

Full HEUV Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.