HomeCompareHFBA vs JEPQ

HFBA vs JEPQ: Dividend Comparison 2026

HFBA yields 2.52% · JEPQ yields 11.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $20.1K in total portfolio value
10 years
HFBA
HFBA
● Live price
2.52%
Share price
$32.50
Annual div
$0.82
5Y div CAGR
5.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$514.91
Full HFBA calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — HFBA vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHFBAJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HFBA + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HFBA pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFBA
Annual income on $10K today (after 15% tax)
$214.46/yr
After 10yr DRIP, annual income (after tax)
$437.67/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, JEPQ beats the other by $1,392.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HFBA + JEPQ for your $10,000?

HFBA: 50%JEPQ: 50%
100% JEPQ50/50100% HFBA
Portfolio after 10yr
$34.7K
Annual income
$1,333.75/yr
Blended yield
3.84%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFBA buys
0
JEPQ buys
0
No recent congressional trades found for HFBA or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHFBAJEPQ
Forward yield2.52%11.10%
Annual dividend / share$0.82$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR5.2%0%
Portfolio after 10y$24.7K$44.8K
Annual income after 10y$514.91$2,152.59
Total dividends collected$3.8K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HFBA vs JEPQ ($10,000, DRIP)

YearHFBA PortfolioHFBA Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$10,965$265.43$11,930$1,110.39$965.00JEPQ
2$12,019$286.16$14,133$1,224.34$2.1KJEPQ
3$13,169$308.38$16,632$1,340.46$3.5KJEPQ
4$14,423$332.19$19,454$1,457.97$5.0KJEPQ
5$15,790$357.71$22,626$1,576.08$6.8KJEPQ
6$17,281$385.03$26,175$1,694.09$8.9KJEPQ
7$18,904$414.28$30,133$1,811.32$11.2KJEPQ
8$20,673$445.59$34,531$1,927.17$13.9KJEPQ
9$22,600$479.09$39,403$2,041.08$16.8KJEPQ
10$24,696$514.91$44,787$2,152.59$20.1KJEPQ

HFBA vs JEPQ: Complete Analysis 2026

HFBAStock

HFB Financial Corporation operates as the bank holding company for Home Federal Bank Corporation that provides various banking and financial services to individuals and corporate customers. The company offers checking accounts, saving accounts, money market accounts, time deposits, health savings accounts, individual retirement accounts, and overdrafts. It also provides personal, recreational and car, mortgages, home improvement, construction, home equity, and business loans. In addition, the company offers various insurance products, such as life and long-term care insurance products, as well as fixed and variable annuities. Further, it invests in retirement planning, college funding, and estate planning; and mutual funds, stocks, bonds, real estate investment trusts, options, and unit investment trusts. Additionally, the company offers estate planning services; and debit cards and online banking services. It primarily operates in Bell County, Kentucky, as well as surrounding counties and states of Tennessee and Virginia. The company was founded in 1920 and is headquartered in Middlesboro, Kentucky.

Full HFBA Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.