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HFBK vs NOBL: Dividend Comparison 2026

HFBK yields 2.37% · NOBL yields 2.14%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HFBK wins by $10.72M in total portfolio value
10 years
HFBK
HFBK
● Live price
2.37%
Share price
$40.95
Annual div
$0.97
5Y div CAGR
84.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$10.75M
Annual income
$9,102,027.37
Full HFBK calculator →
NOBL
NOBL
● Live price
2.14%
Share price
$106.01
Annual div
$2.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.8K
Annual income
$246.19
Full NOBL calculator →

Portfolio growth — HFBK vs NOBL

📍 HFBK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHFBKNOBL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HFBK + NOBL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HFBK pays
NOBL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFBK
Annual income on $10K today (after 15% tax)
$201.34/yr
After 10yr DRIP, annual income (after tax)
$7,736,723.26/yr
NOBL
Annual income on $10K today (after 15% tax)
$182.19/yr
After 10yr DRIP, annual income (after tax)
$209.26/yr
At 15% tax rate, HFBK beats the other by $7,736,514.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HFBK + NOBL for your $10,000?

HFBK: 50%NOBL: 50%
100% NOBL50/50100% HFBK
Portfolio after 10yr
$5.38M
Annual income
$4,551,136.77/yr
Blended yield
84.52%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFBK buys
0
NOBL buys
0
No recent congressional trades found for HFBK or NOBL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHFBKNOBL
Forward yield2.37%2.14%
Annual dividend / share$0.97$2.27
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR84.6%0%
Portfolio after 10y$10.75M$22.8K
Annual income after 10y$9,102,027.37$246.19
Total dividends collected$10.59M$2.3K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HFBK vs NOBL ($10,000, DRIP)

YearHFBK PortfolioHFBK Income/yrNOBL PortfolioNOBL Income/yrGap
1← crossover$11,137$437.27$10,914$214.34+$223.00HFBK
2$12,757$840.19$11,897$218.63+$860.00HFBK
3$15,310$1,660.34$12,952$222.72+$2.4KHFBK
4$19,820$3,437.79$14,086$226.62+$5.7KHFBK
5$28,885$7,677.91$15,302$230.33+$13.6KHFBK
6$50,212$19,304.78$16,607$233.85+$33.6KHFBK
7$111,622$57,895.43$18,007$237.18+$93.6KHFBK
8$341,478$222,042.28$19,508$240.35+$322.0KHFBK
9$1,537,295$1,171,913.90$21,116$243.35+$1.52MHFBK
10$10,746,933$9,102,027.37$22,841$246.19+$10.72MHFBK

HFBK vs NOBL: Complete Analysis 2026

HFBKStock

Harford Bank offers commercial and retail banking products and services for individuals, businesses, and governmental units. It provides various deposit services, including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company also offers various commercial loans, which include secured and unsecured loans for working capital, business expansion loans, and equipment and machinery purchase loans, as well as commercial mortgages secured by real estate, real estate construction loans, and real estate acquisition loans. In addition, it provides consumer loans, such as secured and unsecured loans for financing automobiles, boats, mobile homes, education, bill consolidation, and home improvements. Further, the company offers various other banking services, including mobile banking, automated teller machine, online banking with bill payment, cash management, commercial account remote deposit capture, safe deposit boxes, direct deposit of payroll and social security checks, and ACH origination services, as well as debit, gift, and credit cards. It operates through eight banking offices in Harford County, Maryland; and two banking offices in Cecil County, Maryland. The company was formerly known as Harford National Bank and changed its name to Harford Bank in July 2001. Harford Bank was founded in 1964 and is based in Aberdeen, Maryland.

Full HFBK Calculator →

NOBLETF

The fund will invest at least 80% of its total assets in component securities of the index. The index contains a minimum of 40 stocks, which are equally weighted, and no single sector is allowed to comprise more than 30% of the index weight. It seeks to remain fully invested at all times in securities and/or financial instruments that, in combination, provide exposure to the returns of the index without regard to market conditions, trends or direction.

Full NOBL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.