HomeCompareHFBK vs PLD

HFBK vs PLD: Dividend Comparison 2026

HFBK yields 2.37% · PLD yields 3.18%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HFBK wins by $4.24M in total portfolio value· pulled ahead in Year 7
10 years
HFBK
HFBK
● Live price
2.37%
Share price
$40.95
Annual div
$0.97
5Y div CAGR
84.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$10.75M
Annual income
$9,102,027.37
Full HFBK calculator →
PLD
PLD
● Live price
3.18%
Share price
$128.78
Annual div
$4.10
5Y div CAGR
74.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$6.50M
Annual income
$5,256,436.18
Full PLD calculator →

Portfolio growth — HFBK vs PLD

📍 HFBK pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHFBKPLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HFBK + PLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HFBK pays
PLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFBK
Annual income on $10K today (after 15% tax)
$201.34/yr
After 10yr DRIP, annual income (after tax)
$7,736,723.26/yr
PLD
Annual income on $10K today (after 15% tax)
$270.62/yr
After 10yr DRIP, annual income (after tax)
$4,467,970.75/yr
At 15% tax rate, HFBK beats the other by $3,268,752.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HFBK + PLD for your $10,000?

HFBK: 50%PLD: 50%
100% PLD50/50100% HFBK
Portfolio after 10yr
$8.63M
Annual income
$7,179,231.77/yr
Blended yield
83.23%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PLD right now

HFBK
No analyst data
Altman Z
0.3
Piotroski
6/9
PLD
Analyst Ratings
25
Buy
16
Hold
1
Sell
Consensus: Buy
Price Target
$136.00
+5.6% upside vs current
Range: $119.00 — $155.00
Altman Z
1.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFBK buys
0
PLD buys
0
No recent congressional trades found for HFBK or PLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHFBKPLD
Forward yield2.37%3.18%
Annual dividend / share$0.97$4.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR84.6%74.4%
Portfolio after 10y$10.75M$6.50M
Annual income after 10y$9,102,027.37$5,256,436.18
Total dividends collected$10.59M$6.37M
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: HFBK vs PLD ($10,000, DRIP)

YearHFBK PortfolioHFBK Income/yrPLD PortfolioPLD Income/yrGap
1$11,137$437.27$11,255$555.24$118.00PLD
2$12,757$840.19$13,062$1,018.59$305.00PLD
3$15,310$1,660.34$15,903$1,926.67$593.00PLD
4$19,820$3,437.79$20,839$3,823.32$1.0KPLD
5$28,885$7,677.91$30,464$8,166.08$1.6KPLD
6$50,212$19,304.78$52,054$19,457.30$1.8KPLD
7← crossover$111,622$57,895.43$109,886$54,188.93+$1.7KHFBK
8$341,478$222,042.28$304,030$186,451.18+$37.4KHFBK
9$1,537,295$1,171,913.90$1,166,125$840,813.32+$371.2KHFBK
10$10,746,933$9,102,027.37$6,504,190$5,256,436.18+$4.24MHFBK

HFBK vs PLD: Complete Analysis 2026

HFBKStock

Harford Bank offers commercial and retail banking products and services for individuals, businesses, and governmental units. It provides various deposit services, including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company also offers various commercial loans, which include secured and unsecured loans for working capital, business expansion loans, and equipment and machinery purchase loans, as well as commercial mortgages secured by real estate, real estate construction loans, and real estate acquisition loans. In addition, it provides consumer loans, such as secured and unsecured loans for financing automobiles, boats, mobile homes, education, bill consolidation, and home improvements. Further, the company offers various other banking services, including mobile banking, automated teller machine, online banking with bill payment, cash management, commercial account remote deposit capture, safe deposit boxes, direct deposit of payroll and social security checks, and ACH origination services, as well as debit, gift, and credit cards. It operates through eight banking offices in Harford County, Maryland; and two banking offices in Cecil County, Maryland. The company was formerly known as Harford National Bank and changed its name to Harford Bank in July 2001. Harford Bank was founded in 1964 and is based in Aberdeen, Maryland.

Full HFBK Calculator →

PLDREIT

Prologis, Inc. is the global leader in logistics real estate with a focus on high-barrier, high-growth markets. As of December 31, 2020, the company owned or had investments in, on a wholly owned basis or through co-investment ventures, properties and development projects expected to total approximately 984 million square feet (91 million square meters) in 19 countries. Prologis leases modern logistics facilities to a diverse base of approximately 5,500 customers principally across two major categories: business-to-business and retail/online fulfillment.

Full PLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.