Is HFCIX or FCPT a better dividend investment in 2026?

HFCIX currently yields 49.02% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: HFCIX offers higher current income.

What is the dividend yield difference between HFCIX and FCPT?

HFCIX has a forward dividend yield of 49.02% ($18.84/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 42.97 percentage points.

Home › Compare › HFCIX vs FCPT

HFCIX vs FCPT: Dividend Comparison 2026

HFCIX yields 49.02% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HFCIX wins by $325.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HFCIX

● Live price

49.02%

Share price

$38.43

Annual div

$18.84

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$374.6K

Annual income

$74,730.92

Full HFCIX calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — HFCIX vs FCPT

📍 HFCIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HFCIX	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HFCIX + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HFCIX pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFCIX

Annual income on $10K today (after 15% tax)

$4,167.03/yr

After 10yr DRIP, annual income (after tax)

$63,521.28/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, HFCIX beats the other by $58,612.29/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HFCIX + FCPT for your $10,000?

HFCIX: 50%FCPT: 50%

100% FCPT50/50100% HFCIX

Portfolio after 10yr

$211.8K

Annual income

$40,253.10/yr

Blended yield

19.00%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

HFCIX

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFCIX buys

FCPT buys

No recent congressional trades found for HFCIX or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHFCIXFCPT

Forward yield	49.02% ✓	6.05%
Annual dividend / share	$18.84 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$374.6K ✓	$49.1K
Annual income after 10y	$74,730.92 ✓	$5,775.28
Total dividends collected	$297.5K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: HFCIX vs FCPT ($10,000, DRIP)

Year	HFCIX Portfolio	HFCIX Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$15,602	$4,902.39	$11,401	$700.92	+$4.2K → HFCIX
2	$23,843	$7,148.51	$13,064	$864.84	+$10.8K → HFCIX
3	$35,722	$10,209.45	$15,051	$1,072.48	+$20.7K → HFCIX
4	$52,517	$14,295.09	$17,442	$1,337.22	+$35.1K → HFCIX
5	$75,835	$19,641.46	$20,340	$1,677.08	+$55.5K → HFCIX
6	$107,650	$26,506.82	$23,880	$2,116.57	+$83.8K → HFCIX
7	$150,351	$35,165.72	$28,241	$2,689.36	+$122.1K → HFCIX
8	$206,778	$45,901.68	$33,660	$3,442.07	+$173.1K → HFCIX
9	$280,250	$58,998.52	$40,456	$4,439.95	+$239.8K → HFCIX
10	$374,599	$74,730.92	$49,063	$5,775.28	+$325.5K → HFCIX

HFCIX vs FCPT: Complete Analysis 2026

HFCIX — Stock

The fund invests primarily in domestic companies listed on U.S. national securities exchanges. It may also invest in (i) foreign companies listed on U.S. national securities exchanges, (ii) foreign companies through American Depositary Receipts or other types of depositary receipts, which are U.S. dollar-denominated securities of foreign issuers listed on U.S. national securities exchanges and, (iii) foreign companies traded on foreign exchanges. The fund is non-diversified.

Full HFCIX Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.