Is HFCIX or RYLD a better dividend investment in 2026?

HFCIX currently yields 49.02% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: HFCIX offers higher current income.

What is the dividend yield difference between HFCIX and RYLD?

HFCIX has a forward dividend yield of 49.02% ($18.84/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 36.88 percentage points.

Home › Compare › HFCIX vs RYLD

HFCIX vs RYLD: Dividend Comparison 2026

HFCIX yields 49.02% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HFCIX wins by $330.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HFCIX

● Live price

49.02%

Share price

$38.43

Annual div

$18.84

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$374.6K

Annual income

$74,730.92

Full HFCIX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HFCIX vs RYLD

📍 HFCIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HFCIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HFCIX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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HFCIX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFCIX

Annual income on $10K today (after 15% tax)

$4,167.03/yr

After 10yr DRIP, annual income (after tax)

$63,521.28/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HFCIX beats the other by $61,322.03/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HFCIX + RYLD for your $10,000?

HFCIX: 50%RYLD: 50%

100% RYLD50/50100% HFCIX

Portfolio after 10yr

$209.6K

Annual income

$38,659.13/yr

Blended yield

18.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFCIX buys

RYLD buys

No recent congressional trades found for HFCIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHFCIXRYLD

Forward yield	49.02% ✓	12.14%
Annual dividend / share	$18.84 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$374.6K ✓	$44.5K
Annual income after 10y	$74,730.92 ✓	$2,587.35
Total dividends collected	$297.5K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HFCIX vs RYLD ($10,000, DRIP)

Year	HFCIX Portfolio	HFCIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$15,602	$4,902.39	$11,914	$1,213.65	+$3.7K → HFCIX
2	$23,843	$7,148.51	$14,099	$1,351.30	+$9.7K → HFCIX
3	$35,722	$10,209.45	$16,580	$1,494.55	+$19.1K → HFCIX
4	$52,517	$14,295.09	$19,384	$1,642.61	+$33.1K → HFCIX
5	$75,835	$19,641.46	$22,535	$1,794.70	+$53.3K → HFCIX
6	$107,650	$26,506.82	$26,063	$1,950.00	+$81.6K → HFCIX
7	$150,351	$35,165.72	$29,995	$2,107.69	+$120.4K → HFCIX
8	$206,778	$45,901.68	$34,361	$2,266.99	+$172.4K → HFCIX
9	$280,250	$58,998.52	$39,194	$2,427.12	+$241.1K → HFCIX
10	$374,599	$74,730.92	$44,525	$2,587.35	+$330.1K → HFCIX

HFCIX vs RYLD: Complete Analysis 2026

HFCIX — Stock

The fund invests primarily in domestic companies listed on U.S. national securities exchanges. It may also invest in (i) foreign companies listed on U.S. national securities exchanges, (ii) foreign companies through American Depositary Receipts or other types of depositary receipts, which are U.S. dollar-denominated securities of foreign issuers listed on U.S. national securities exchanges and, (iii) foreign companies traded on foreign exchanges. The fund is non-diversified.

Full HFCIX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.