HomeCompareHFDRX vs SCHD

HFDRX vs SCHD: Dividend Comparison 2026

HFDRX yields 9.80% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HFDRX wins by $9.2K in total portfolio value
10 years
HFDRX
HFDRX
● Live price
9.80%
Share price
$18.37
Annual div
$1.80
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.2K
Annual income
$1,813.57
Full HFDRX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — HFDRX vs SCHD

📍 HFDRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHFDRXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HFDRX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HFDRX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFDRX
Annual income on $10K today (after 15% tax)
$832.60/yr
After 10yr DRIP, annual income (after tax)
$1,541.53/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, HFDRX beats the other by $1,179.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HFDRX + SCHD for your $10,000?

HFDRX: 50%SCHD: 50%
100% SCHD50/50100% HFDRX
Portfolio after 10yr
$33.6K
Annual income
$1,119.76/yr
Blended yield
3.33%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFDRX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHFDRXSCHD
Forward yield9.80%3.46%
Annual dividend / share$1.80$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$38.2K$29.0K
Annual income after 10y$1,813.57$425.95
Total dividends collected$14.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HFDRX vs SCHD ($10,000, DRIP)

YearHFDRX PortfolioHFDRX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,680$979.53$11,226$346.36+$454.00HFDRX
2$13,566$1,069.20$12,572$357.38+$994.00HFDRX
3$15,677$1,160.68$14,046$367.84+$1.6KHFDRX
4$18,027$1,253.49$15,660$377.73+$2.4KHFDRX
5$20,637$1,347.16$17,425$387.07+$3.2KHFDRX
6$23,522$1,441.24$19,354$395.86+$4.2KHFDRX
7$26,704$1,535.31$21,461$404.13+$5.2KHFDRX
8$30,202$1,628.97$23,762$411.89+$6.4KHFDRX
9$34,039$1,721.83$26,272$419.15+$7.8KHFDRX
10$38,235$1,813.57$29,010$425.95+$9.2KHFDRX

HFDRX vs SCHD: Complete Analysis 2026

HFDRXStock

The investment seeks capital appreciation. Under normal circumstances, the fund invests primarily in equity securities. It normally invests at least 80% of its assets in securities of mid cap companies located in the United States. The fund may also invest in equity securities of micro cap companies, small cap companies or large cap companies if the Sub-Adviser believes they offer the potential for capital appreciation. It may invest in common and preferred stocks, as well as in over-the-counter securities.

Full HFDRX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.