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HFOCX vs PEP: Dividend Comparison 2026

HFOCX yields 11.13% · PEP yields 3.66%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $103.0K in total portfolio value· pulled ahead in Year 7
10 years
HFOCX
HFOCX
● Live price
11.13%
Share price
$17.97
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.7K
Annual income
$2,233.71
Full HFOCX calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — HFOCX vs PEP

📍 PEP pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHFOCXPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HFOCX + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HFOCX pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFOCX
Annual income on $10K today (after 15% tax)
$946.02/yr
After 10yr DRIP, annual income (after tax)
$1,898.65/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, PEP beats the other by $52,017.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HFOCX + PEP for your $10,000?

HFOCX: 50%PEP: 50%
100% PEP50/50100% HFOCX
Portfolio after 10yr
$93.2K
Annual income
$32,832.10/yr
Blended yield
35.23%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

HFOCX
No analyst data
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFOCX buys
0
PEP buys
0
No recent congressional trades found for HFOCX or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHFOCXPEP
Forward yield11.13%3.66%
Annual dividend / share$2.00$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$41.7K$144.7K
Annual income after 10y$2,233.71$63,430.49
Total dividends collected$16.6K$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HFOCX vs PEP ($10,000, DRIP)

YearHFOCX PortfolioHFOCX Income/yrPEP PortfolioPEP Income/yrGap
1$11,813$1,112.97$10,854$514.44+$959.00HFOCX
2$13,869$1,228.73$11,982$758.21+$1.9KHFOCX
3$16,188$1,348.18$13,526$1,136.44+$2.7KHFOCX
4$18,791$1,470.66$15,727$1,741.93+$3.1KHFOCX
5$21,702$1,595.53$19,012$2,750.28+$2.7KHFOCX
6$24,944$1,722.14$24,173$4,514.44+$771.00HFOCX
7← crossover$28,540$1,849.86$32,789$7,793.80$4.2KPEP
8$32,515$1,978.07$48,258$14,354.51$15.7KPEP
9$36,898$2,106.20$78,586$28,686.63$41.7KPEP
10$41,714$2,233.71$144,688$63,430.49$103.0KPEP

HFOCX vs PEP: Complete Analysis 2026

HFOCXStock

The fund pursues its investment objective by investing, under normal circumstances, approximately 70% of its net assets (plus any borrowings for investment purposes) in equity securities of non-U.S. companies and in at least three different countries. Equity securities include common stocks and related securities, such as preferred stock and depositary receipts.

Full HFOCX Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.