Is HFOIX or QYLD a better dividend investment in 2026?

HFOIX currently yields 10.28% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HFOIX and QYLD?

HFOIX has a forward dividend yield of 10.28% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1.64 percentage points.

Home › Compare › HFOIX vs QYLD

HFOIX vs QYLD: Dividend Comparison 2026

HFOIX yields 10.28% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HFOIX wins by $14.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HFOIX

● Live price

10.28%

Share price

$19.45

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.5K

Annual income

$1,960.92

Full HFOIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HFOIX vs QYLD

📍 HFOIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HFOIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HFOIX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

—

HFOIX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFOIX

Annual income on $10K today (after 15% tax)

$874.04/yr

After 10yr DRIP, annual income (after tax)

$1,666.78/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,143.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HFOIX + QYLD for your $10,000?

HFOIX: 50%QYLD: 50%

100% QYLD50/50100% HFOIX

Portfolio after 10yr

$32.4K

Annual income

$3,810.12/yr

Blended yield

11.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFOIX buys

QYLD buys

No recent congressional trades found for HFOIX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHFOIXQYLD

Forward yield	10.28%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$39.5K ✓	$25.4K
Annual income after 10y	$1,960.92	$5,659.31 ✓
Total dividends collected	$14.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HFOIX vs QYLD ($10,000, DRIP)

Year	HFOIX Portfolio	HFOIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,728	$1,028.28	$10,352	$1,192.36	+$1.4K → HFOIX
2	$13,676	$1,127.10	$10,830	$1,347.57	+$2.8K → HFOIX
3	$15,862	$1,228.32	$11,460	$1,539.07	+$4.4K → HFOIX
4	$18,304	$1,331.43	$12,275	$1,777.84	+$6.0K → HFOIX
5	$21,021	$1,435.87	$13,323	$2,078.95	+$7.7K → HFOIX
6	$24,034	$1,541.14	$14,667	$2,463.34	+$9.4K → HFOIX
7	$27,363	$1,646.74	$16,396	$2,960.57	+$11.0K → HFOIX
8	$31,030	$1,752.19	$18,631	$3,612.97	+$12.4K → HFOIX
9	$35,059	$1,857.06	$21,548	$4,482.15	+$13.5K → HFOIX
10	$39,474	$1,960.92	$25,398	$5,659.31	+$14.1K → HFOIX

HFOIX vs QYLD: Complete Analysis 2026

HFOIX — Stock

The fund pursues its investment objective by investing, under normal circumstances, approximately 70% of its net assets (plus any borrowings for investment purposes) in equity securities of non-U.S. companies and in at least three different countries. Equity securities include common stocks and related securities, such as preferred stock and depositary receipts.

Full HFOIX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.