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HFQTX vs SCHD: Dividend Comparison 2026

HFQTX yields 6.55% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HFQTX wins by $1.8K in total portfolio value
10 years
HFQTX
HFQTX
● Live price
6.55%
Share price
$7.53
Annual div
$0.49
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.8K
Annual income
$994.48
Full HFQTX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — HFQTX vs SCHD

📍 HFQTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHFQTXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HFQTX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HFQTX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFQTX
Annual income on $10K today (after 15% tax)
$557.12/yr
After 10yr DRIP, annual income (after tax)
$845.31/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, HFQTX beats the other by $483.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HFQTX + SCHD for your $10,000?

HFQTX: 50%SCHD: 50%
100% SCHD50/50100% HFQTX
Portfolio after 10yr
$29.9K
Annual income
$710.21/yr
Blended yield
2.37%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFQTX buys
0
SCHD buys
0
No recent congressional trades found for HFQTX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHFQTXSCHD
Forward yield6.55%3.46%
Annual dividend / share$0.49$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.8K$29.0K
Annual income after 10y$994.48$425.95
Total dividends collected$8.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HFQTX vs SCHD ($10,000, DRIP)

YearHFQTX PortfolioHFQTX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,355$655.43$11,226$346.36+$129.00HFQTX
2$12,846$695.58$12,572$357.38+$274.00HFQTX
3$14,481$735.40$14,046$367.84+$435.00HFQTX
4$16,269$774.75$15,660$377.73+$609.00HFQTX
5$18,221$813.49$17,425$387.07+$796.00HFQTX
6$20,348$851.50$19,354$395.86+$994.00HFQTX
7$22,661$888.69$21,461$404.13+$1.2KHFQTX
8$25,172$924.96$23,762$411.89+$1.4KHFQTX
9$27,895$960.25$26,272$419.15+$1.6KHFQTX
10$30,842$994.48$29,010$425.95+$1.8KHFQTX

HFQTX vs SCHD: Complete Analysis 2026

HFQTXStock

The fund pursues its investment objectives by investing, under normal circumstances, at least 80% of its net assets (plus any borrowings for investment purposes) in a portfolio of income-producing equity securities, such as common and preferred dividend-paying stocks. The adviser invests in U.S. and non-U.S. issuers and will typically invest at least 40% of its net assets in securities of issuers or companies that are economically tied to different countries throughout the world, excluding the United States.

Full HFQTX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.