Is HFSAX or QYLD a better dividend investment in 2026?

HFSAX currently yields 9.83% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HFSAX and QYLD?

HFSAX has a forward dividend yield of 9.83% ($2.34/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.09 percentage points.

Home › Compare › HFSAX vs QYLD

HFSAX vs QYLD: Dividend Comparison 2026

HFSAX yields 9.83% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HFSAX wins by $12.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HFSAX

● Live price

9.83%

Share price

$23.84

Annual div

$2.34

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.3K

Annual income

$1,823.87

Full HFSAX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HFSAX vs QYLD

📍 HFSAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HFSAX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HFSAX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HFSAX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFSAX

Annual income on $10K today (after 15% tax)

$835.56/yr

After 10yr DRIP, annual income (after tax)

$1,550.29/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,260.12/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HFSAX + QYLD for your $10,000?

HFSAX: 50%QYLD: 50%

100% QYLD50/50100% HFSAX

Portfolio after 10yr

$31.9K

Annual income

$3,741.59/yr

Blended yield

11.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFSAX buys

QYLD buys

No recent congressional trades found for HFSAX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHFSAXQYLD

Forward yield	9.83%	11.92% ✓
Annual dividend / share	$2.34 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$38.3K ✓	$25.4K
Annual income after 10y	$1,823.87	$5,659.31 ✓
Total dividends collected	$14.0K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HFSAX vs QYLD ($10,000, DRIP)

Year	HFSAX Portfolio	HFSAX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,683	$983.01	$10,352	$1,192.36	+$1.3K → HFSAX
2	$13,574	$1,073.32	$10,830	$1,347.57	+$2.7K → HFSAX
3	$15,690	$1,165.48	$11,460	$1,539.07	+$4.2K → HFSAX
4	$18,047	$1,259.00	$12,275	$1,777.84	+$5.8K → HFSAX
5	$20,664	$1,353.41	$13,323	$2,078.95	+$7.3K → HFSAX
6	$23,559	$1,448.27	$14,667	$2,463.34	+$8.9K → HFSAX
7	$26,751	$1,543.14	$16,396	$2,960.57	+$10.4K → HFSAX
8	$30,261	$1,637.60	$18,631	$3,612.97	+$11.6K → HFSAX
9	$34,110	$1,731.29	$21,548	$4,482.15	+$12.6K → HFSAX
10	$38,322	$1,823.87	$25,398	$5,659.31	+$12.9K → HFSAX

HFSAX vs QYLD: Complete Analysis 2026

HFSAX — Stock

The investment seeks a moderate total rate of return (income plus capital appreciation) on an annual basis. The fund invests in any combination of equity and fixed-income securities based on market conditions and trends and the Subadviser's expectations and assessment of risks. It may invest directly in equity and fixed-income securities. The fund will primarily invest in such securities indirectly through vehicles that invest in or instruments that are a derivative of such securities, primarily including other investment companies, exchange-traded funds ("ETFs"), futures contracts, swap agreements, naked and covered options on such instruments and currencies.

Full HFSAX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this HFSAX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HFSAX vs SCHD HFSAX vs JEPI HFSAX vs O HFSAX vs KO HFSAX vs MAIN HFSAX vs XYLD HFSAX vs JEPQ HFSAX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.