Is HGGIX or RYLD a better dividend investment in 2026?

HGGIX currently yields 8.32% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between HGGIX and RYLD?

HGGIX has a forward dividend yield of 8.32% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 3.82 percentage points.

Home › Compare › HGGIX vs RYLD

HGGIX vs RYLD: Dividend Comparison 2026

HGGIX yields 8.32% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HGGIX wins by $338.2K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

HGGIX

● Live price

8.32%

Share price

$24.05

Annual div

$2.00

5Y div CAGR

34.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$382.8K

Annual income

$173,758.84

Full HGGIX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HGGIX vs RYLD

📍 HGGIX pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HGGIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HGGIX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HGGIX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HGGIX

Annual income on $10K today (after 15% tax)

$706.94/yr

After 10yr DRIP, annual income (after tax)

$147,695.01/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HGGIX beats the other by $145,495.77/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HGGIX + RYLD for your $10,000?

HGGIX: 50%RYLD: 50%

100% RYLD50/50100% HGGIX

Portfolio after 10yr

$213.6K

Annual income

$88,173.09/yr

Blended yield

41.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HGGIX buys

RYLD buys

No recent congressional trades found for HGGIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHGGIXRYLD

Forward yield	8.32%	12.14% ✓
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	34.7% ✓	0%
Portfolio after 10y	$382.8K ✓	$44.5K
Annual income after 10y	$173,758.84 ✓	$2,587.35
Total dividends collected	$336.0K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HGGIX vs RYLD ($10,000, DRIP)

Year	HGGIX Portfolio	HGGIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,820	$1,120.29	$11,914	$1,213.65	$94.00 → RYLD
2← crossover	$14,315	$1,667.03	$14,099	$1,351.30	+$216.00 → HGGIX
3	$17,858	$2,541.46	$16,580	$1,494.55	+$1.3K → HGGIX
4	$23,100	$3,991.36	$19,384	$1,642.61	+$3.7K → HGGIX
5	$31,216	$6,499.38	$22,535	$1,794.70	+$8.7K → HGGIX
6	$44,458	$11,056.76	$26,063	$1,950.00	+$18.4K → HGGIX
7	$67,394	$19,823.63	$29,995	$2,107.69	+$37.4K → HGGIX
8	$109,941	$37,830.03	$34,361	$2,266.99	+$75.6K → HGGIX
9	$195,327	$77,689.48	$39,194	$2,427.12	+$156.1K → HGGIX
10	$382,758	$173,758.84	$44,525	$2,587.35	+$338.2K → HGGIX

HGGIX vs RYLD: Complete Analysis 2026

HGGIX — Stock

The investment seeks long-term growth of capital. The fund invests primarily in the equity securities of companies located anywhere in the world, including in developed and emerging markets. Under normal market conditions, it is expected to invest in at least three countries, including the United States, and invest at least 40% of its assets in foreign companies. The fund may invest up to the greater of 30% of its assets or three times the emerging markets component of the MSCI All Country World Index, in securities of companies located in emerging markets.

Full HGGIX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this HGGIX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HGGIX vs SCHD HGGIX vs JEPI HGGIX vs O HGGIX vs KO HGGIX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.