Is HGOAX or VYM a better dividend investment in 2026?

HGOAX currently yields 8.30% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: HGOAX offers higher current income.

What is the dividend yield difference between HGOAX and VYM?

HGOAX has a forward dividend yield of 8.30% ($4.50/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 5.89 percentage points.

Home › Compare › HGOAX vs VYM

HGOAX vs VYM: Dividend Comparison 2026

HGOAX yields 8.30% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HGOAX wins by $6.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HGOAX

● Live price

8.30%

Share price

$54.24

Annual div

$4.50

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.6K

Annual income

$1,402.16

Full HGOAX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — HGOAX vs VYM

📍 HGOAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HGOAX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HGOAX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Sep

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Oct

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Nov

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Dec

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HGOAX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HGOAX

Annual income on $10K today (after 15% tax)

$705.33/yr

After 10yr DRIP, annual income (after tax)

$1,191.84/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, HGOAX beats the other by $955.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HGOAX + VYM for your $10,000?

HGOAX: 50%VYM: 50%

100% VYM50/50100% HGOAX

Portfolio after 10yr

$31.2K

Annual income

$840.35/yr

Blended yield

2.69%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HGOAX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHGOAXVYM

Forward yield	8.30% ✓	2.41%
Annual dividend / share	$4.50 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$34.6K ✓	$27.8K
Annual income after 10y	$1,402.16 ✓	$278.55
Total dividends collected	$11.2K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HGOAX vs VYM ($10,000, DRIP)

Year	HGOAX Portfolio	HGOAX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,530	$829.80	$11,151	$241.44	+$379.00 → HGOAX
2	$13,231	$894.15	$12,413	$246.79	+$818.00 → HGOAX
3	$15,116	$958.96	$13,794	$251.79	+$1.3K → HGOAX
4	$17,198	$1,023.92	$15,306	$256.47	+$1.9K → HGOAX
5	$19,491	$1,088.74	$16,960	$260.84	+$2.5K → HGOAX
6	$22,008	$1,153.15	$18,768	$264.92	+$3.2K → HGOAX
7	$24,766	$1,216.91	$20,745	$268.71	+$4.0K → HGOAX
8	$27,779	$1,279.79	$22,905	$272.24	+$4.9K → HGOAX
9	$31,065	$1,341.60	$25,265	$275.51	+$5.8K → HGOAX
10	$34,642	$1,402.16	$27,842	$278.55	+$6.8K → HGOAX

HGOAX vs VYM: Complete Analysis 2026

HGOAX — Stock

The investment seeks capital appreciation. The fund invests primarily in a diversified portfolio of common stocks covering a broad range of industries, companies and market capitalizations that the sub-adviser believes exhibit long-term growth potential. It may invest up to 25% of its net assets in foreign issuers and non-dollar securities. The fund may trade securities actively.

Full HGOAX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.