HomeCompareHILFX vs SCHD

HILFX vs SCHD: Dividend Comparison 2026

HILFX yields 9.28% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HILFX wins by $8.0K in total portfolio value
10 years
HILFX
HILFX
● Live price
9.28%
Share price
$28.92
Annual div
$2.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.0K
Annual income
$1,665.45
Full HILFX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — HILFX vs SCHD

📍 HILFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHILFXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HILFX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HILFX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HILFX
Annual income on $10K today (after 15% tax)
$788.90/yr
After 10yr DRIP, annual income (after tax)
$1,415.63/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, HILFX beats the other by $1,053.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HILFX + SCHD for your $10,000?

HILFX: 50%SCHD: 50%
100% SCHD50/50100% HILFX
Portfolio after 10yr
$33.0K
Annual income
$1,045.70/yr
Blended yield
3.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HILFX buys
0
SCHD buys
0
No recent congressional trades found for HILFX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHILFXSCHD
Forward yield9.28%3.46%
Annual dividend / share$2.68$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$37.0K$29.0K
Annual income after 10y$1,665.45$425.95
Total dividends collected$13.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HILFX vs SCHD ($10,000, DRIP)

YearHILFX PortfolioHILFX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,628$928.11$11,226$346.36+$402.00HILFX
2$13,451$1,008.62$12,572$357.38+$879.00HILFX
3$15,483$1,090.38$14,046$367.84+$1.4KHILFX
4$17,739$1,172.99$15,660$377.73+$2.1KHILFX
5$20,237$1,256.04$17,425$387.07+$2.8KHILFX
6$22,993$1,339.16$19,354$395.86+$3.6KHILFX
7$26,024$1,421.98$21,461$404.13+$4.6KHILFX
8$29,350$1,504.16$23,762$411.89+$5.6KHILFX
9$32,990$1,585.42$26,272$419.15+$6.7KHILFX
10$36,965$1,665.45$29,010$425.95+$8.0KHILFX

HILFX vs SCHD: Complete Analysis 2026

HILFXStock

The investment seeks capital appreciation. The fund invests primarily in companies listed on U.S. national securities exchanges and in foreign companies through American Depositary Receipts or other types of depositary receipts, which are U.S. dollar denominated securities of foreign issuers listed on U.S. national securities exchanges. It invests at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in securities of large-cap companies principally engaged in the business of providing financial services. The fund is non-diversified.

Full HILFX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.