Is HINKF or RYLD a better dividend investment in 2026?

HINKF currently yields 2.98% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between HINKF and RYLD?

HINKF has a forward dividend yield of 2.98% ($2.19/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 9.16 percentage points.

Home › Compare › HINKF vs RYLD

HINKF vs RYLD: Dividend Comparison 2026

HINKF yields 2.98% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HINKF wins by $899.3K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

HINKF

● Live price

2.98%

Share price

$73.30

Annual div

$2.19

5Y div CAGR

62.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$943.9K

Annual income

$626,121.95

Full HINKF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HINKF vs RYLD

📍 HINKF pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HINKF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HINKF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HINKF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HINKF

Annual income on $10K today (after 15% tax)

$253.49/yr

After 10yr DRIP, annual income (after tax)

$532,203.66/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HINKF beats the other by $530,004.41/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HINKF + RYLD for your $10,000?

HINKF: 50%RYLD: 50%

100% RYLD50/50100% HINKF

Portfolio after 10yr

$494.2K

Annual income

$314,354.64/yr

Blended yield

63.61%

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Analyst Conviction Gap

Where Wall Street is most bullish on HINKF right now

HINKF

Analyst Ratings

Buy

Sell

Consensus: Buy

Altman Z

2.6

Piotroski

7/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HINKF buys

RYLD buys

No recent congressional trades found for HINKF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHINKFRYLD

Forward yield	2.98%	12.14% ✓
Annual dividend / share	$2.19 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	62.7% ✓	0%
Portfolio after 10y	$943.9K ✓	$44.5K
Annual income after 10y	$626,121.95 ✓	$2,587.35
Total dividends collected	$891.3K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HINKF vs RYLD ($10,000, DRIP)

Year	HINKF Portfolio	HINKF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,185	$485.21	$11,914	$1,213.65	$729.00 → RYLD
2	$12,793	$825.24	$14,099	$1,351.30	$1.3K → RYLD
3	$15,124	$1,435.25	$16,580	$1,494.55	$1.5K → RYLD
4	$18,763	$2,579.99	$19,384	$1,642.61	$621.00 → RYLD
5← crossover	$24,943	$4,866.86	$22,535	$1,794.70	+$2.4K → HINKF
6	$36,527	$9,837.94	$26,063	$1,950.00	+$10.5K → HINKF
7	$60,990	$21,906.44	$29,995	$2,107.69	+$31.0K → HINKF
8	$120,879	$55,618.85	$34,361	$2,266.99	+$86.5K → HINKF
9	$296,955	$167,615.24	$39,194	$2,427.12	+$257.8K → HINKF
10	$943,864	$626,121.95	$44,525	$2,587.35	+$899.3K → HINKF

HINKF vs RYLD: Complete Analysis 2026

HINKF — Stock

Heineken N.V. engages in the brewing and selling of beer and cider. It also provides soft drinks and water. It offers its beers under the Heineken, Amstel, Desperados, Sol, Tiger, Birra Moretti, Affligem, Lagunitas, and Mort Subite brands, as well as under various other regional and local brands; and cider under the Strongbow Apple Ciders, Orchard Thieves, Follow The Fox, Cidrerie Stassen, Bulmers, Old Mout, and Blind Pig brands. The company offers its products to retailers, bars, pubs, hotels, and restaurants in Europe, Americas, Africa, the Middle East, Eastern Europe, and the Asia Pacific markets. The company was founded in 1864 and is based in Amsterdam, the Netherlands. Heineken N.V. is a subsidiary of Heineken Holding N.V.

Full HINKF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.