Is HJPIX or SPHD a better dividend investment in 2026?

HJPIX currently yields 12.45% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: HJPIX offers higher current income.

What is the dividend yield difference between HJPIX and SPHD?

HJPIX has a forward dividend yield of 12.45% ($5.65/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 8.45 percentage points.

Home › Compare › HJPIX vs SPHD

HJPIX vs SPHD: Dividend Comparison 2026

HJPIX yields 12.45% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HJPIX wins by $17.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HJPIX

● Live price

12.45%

Share price

$45.34

Annual div

$5.65

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.4K

Annual income

$2,705.44

Full HJPIX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — HJPIX vs SPHD

📍 HJPIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HJPIX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HJPIX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HJPIX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HJPIX

Annual income on $10K today (after 15% tax)

$1,058.50/yr

After 10yr DRIP, annual income (after tax)

$2,299.62/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, HJPIX beats the other by $1,535.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HJPIX + SPHD for your $10,000?

HJPIX: 50%SPHD: 50%

100% SPHD50/50100% HJPIX

Portfolio after 10yr

$36.7K

Annual income

$1,802.32/yr

Blended yield

4.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HJPIX buys

SPHD buys

No recent congressional trades found for HJPIX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHJPIXSPHD

Forward yield	12.45% ✓	4.00%
Annual dividend / share	$5.65 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$45.4K ✓	$28.0K
Annual income after 10y	$2,705.44 ✓	$899.19
Total dividends collected	$19.6K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HJPIX vs SPHD ($10,000, DRIP)

Year	HJPIX Portfolio	HJPIX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,945	$1,245.29	$11,120	$420.00	+$825.00 → HJPIX
2	$14,172	$1,390.22	$12,357	$458.31	+$1.8K → HJPIX
3	$16,705	$1,541.44	$13,721	$499.76	+$3.0K → HJPIX
4	$19,573	$1,698.13	$15,227	$544.58	+$4.3K → HJPIX
5	$22,802	$1,859.46	$16,885	$593.02	+$5.9K → HJPIX
6	$26,423	$2,024.55	$18,713	$645.34	+$7.7K → HJPIX
7	$30,465	$2,192.55	$20,724	$701.81	+$9.7K → HJPIX
8	$34,960	$2,362.58	$22,938	$762.73	+$12.0K → HJPIX
9	$39,941	$2,533.81	$25,372	$828.41	+$14.6K → HJPIX
10	$45,443	$2,705.44	$28,047	$899.19	+$17.4K → HJPIX

HJPIX vs SPHD: Complete Analysis 2026

HJPIX — Stock

The fund invests at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in equity securities of Japanese companies. The fund's manager considers a Japanese company to be a company organized under the laws of Japan, for which the principal securities trading market is Japan, or that has a majority of its assets or business in Japan. While it is considered a "diversified" mutual fund, it employs a relatively concentrated investment strategy and may hold securities of fewer issuers than other diversified funds.

Full HJPIX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.