Home › Compare › HLAN vs DIVO

HLAN vs DIVO: Dividend Comparison 2026

HLAN yields 1.90% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HLAN wins by $370.0K in total portfolio value· pulled ahead in Year 4
10 years
HLAN
HLAN
● Live price
1.90%
Share price
$160.00
Annual div
$3.04
5Y div CAGR
65.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$400.9K
Annual income
$238,558.72
Full HLAN calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — HLAN vs DIVO

📍 HLAN pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHLANDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HLAN + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HLAN pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLAN
Annual income on $10K today (after 15% tax)
$161.29/yr
After 10yr DRIP, annual income (after tax)
$202,774.91/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, HLAN beats the other by $201,917.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HLAN + DIVO for your $10,000?

HLAN: 50%DIVO: 50%
100% DIVO50/50100% HLAN
Portfolio after 10yr
$216.0K
Annual income
$119,783.60/yr
Blended yield
55.47%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on HLAN right now

HLAN
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Price Target
$100.00
-37.5% upside vs current
Range: $100.00 — $100.00
Altman Z
0.3
Piotroski
5/9
DIVO
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLAN buys
0
DIVO buys
0
No recent congressional trades found for HLAN or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHLANDIVO
Forward yield1.90%6.62% ✓
Annual dividend / share$3.04 ✓$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR65.3% ✓0%
Portfolio after 10y$400.9K ✓$31.0K
Annual income after 10y$238,558.72 ✓$1,008.47
Total dividends collected$364.4K ✓$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HLAN vs DIVO ($10,000, DRIP)

YearHLAN PortfolioHLAN Income/yrDIVO PortfolioDIVO Income/yrGap
1$11,014$313.66$11,362$661.96$348.00 → DIVO
2$12,318$533.67$12,860$702.91$542.00 → DIVO
3$14,103$922.11$14,504$743.56$401.00 → DIVO
4← crossover$16,721$1,630.89$16,303$783.73+$418.00 → HLAN
5$20,878$2,987.22$18,268$823.31+$2.6K → HLAN
6$28,102$5,762.32$20,408$862.17+$7.7K → HLAN
7$42,051$11,982.02$22,737$900.20+$19.3K → HLAN
8$72,694$27,698.65$25,266$937.31+$47.4K → HLAN
9$151,754$73,971.38$28,008$973.42+$123.7K → HLAN
10$400,935$238,558.72$30,977$1,008.47+$370.0K → HLAN

HLAN vs DIVO: Complete Analysis 2026

HLAN — Stock

Heartland BancCorp operates as the bank holding company for Heartland Bank that provides various banking and financial services to individual and corporate customers. The company offers personal and business checking and savings accounts. It also provides various lending solutions comprising home mortgage loans; personal loans, such as home equity and personal unsecured loans, as well as automobile, boat, motorcycle, power sport vehicle, recreational vehicle, and trailer loans; commercial and residential real estate loans, construction loans, small business administration loans, and working capital lines of credit and equipment financing; participation loans; financial solutions for various markets; and agribusiness lending solutions. In addition, the company offers credit and debit cards, wire transfers, night depository, safe deposit boxes, cashier's checks, notary services, overdraft protection, treasury management, retirement and education planning, wealth management, mobile wallet, and online banking services, as well as insurance products and services. It operates through a network of 18 full-service banking offices in central Ohio and northern Kentucky. The company was founded in 1911 and is based in Whitehall, Ohio.

Full HLAN Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
📬

Get this HLAN vs DIVO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HLAN vs SCHDHLAN vs JEPIHLAN vs OHLAN vs KOHLAN vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.