HomeCompareHLAN vs GIS

HLAN vs GIS: Dividend Comparison 2026

HLAN yields 1.90% · GIS yields 6.55%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HLAN wins by $321.8K in total portfolio value· pulled ahead in Year 6
10 years
HLAN
HLAN
● Live price
1.90%
Share price
$160.00
Annual div
$3.04
5Y div CAGR
65.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$400.9K
Annual income
$238,558.72
Full HLAN calculator →
GIS
GIS
● Live price
6.55%
Share price
$37.11
Annual div
$2.43
5Y div CAGR
22.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$79.2K
Annual income
$16,311.42
Full GIS calculator →

Portfolio growth — HLAN vs GIS

📍 HLAN pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHLANGIS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HLAN + GIS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HLAN pays
GIS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLAN
Annual income on $10K today (after 15% tax)
$161.29/yr
After 10yr DRIP, annual income (after tax)
$202,774.91/yr
GIS
Annual income on $10K today (after 15% tax)
$556.59/yr
After 10yr DRIP, annual income (after tax)
$13,864.71/yr
At 15% tax rate, HLAN beats the other by $188,910.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HLAN + GIS for your $10,000?

HLAN: 50%GIS: 50%
100% GIS50/50100% HLAN
Portfolio after 10yr
$240.0K
Annual income
$127,435.07/yr
Blended yield
53.09%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GIS right now

HLAN
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Price Target
$100.00
-37.5% upside vs current
Range: $100.00 — $100.00
Altman Z
0.3
Piotroski
5/9
GIS
Analyst Ratings
9
Buy
19
Hold
6
Sell
Consensus: Hold
Price Target
$47.42
+27.8% upside vs current
Range: $35.00 — $63.00
Altman Z
2.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLAN buys
0
GIS buys
0
No recent congressional trades found for HLAN or GIS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHLANGIS
Forward yield1.90%6.55%
Annual dividend / share$3.04$2.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR65.3%22.8%
Portfolio after 10y$400.9K$79.2K
Annual income after 10y$238,558.72$16,311.42
Total dividends collected$364.4K$51.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold
Analyst price target$100.00$47.42

Year-by-year: HLAN vs GIS ($10,000, DRIP)

YearHLAN PortfolioHLAN Income/yrGIS PortfolioGIS Income/yrGap
1$11,014$313.66$11,504$804.11$490.00GIS
2$12,318$533.67$13,371$1,061.65$1.1KGIS
3$14,103$922.11$15,723$1,416.15$1.6KGIS
4$16,721$1,630.89$18,735$1,911.16$2.0KGIS
5$20,878$2,987.22$22,660$2,613.51$1.8KGIS
6← crossover$28,102$5,762.32$27,874$3,627.81+$228.00HLAN
7$42,051$11,982.02$34,947$5,121.52+$7.1KHLAN
8$72,694$27,698.65$44,762$7,369.21+$27.9KHLAN
9$151,754$73,971.38$58,728$10,832.80+$93.0KHLAN
10$400,935$238,558.72$79,151$16,311.42+$321.8KHLAN

HLAN vs GIS: Complete Analysis 2026

HLANStock

Heartland BancCorp operates as the bank holding company for Heartland Bank that provides various banking and financial services to individual and corporate customers. The company offers personal and business checking and savings accounts. It also provides various lending solutions comprising home mortgage loans; personal loans, such as home equity and personal unsecured loans, as well as automobile, boat, motorcycle, power sport vehicle, recreational vehicle, and trailer loans; commercial and residential real estate loans, construction loans, small business administration loans, and working capital lines of credit and equipment financing; participation loans; financial solutions for various markets; and agribusiness lending solutions. In addition, the company offers credit and debit cards, wire transfers, night depository, safe deposit boxes, cashier's checks, notary services, overdraft protection, treasury management, retirement and education planning, wealth management, mobile wallet, and online banking services, as well as insurance products and services. It operates through a network of 18 full-service banking offices in central Ohio and northern Kentucky. The company was founded in 1911 and is based in Whitehall, Ohio.

Full HLAN Calculator →

GISConsumer Staples

General Mills, Inc. manufactures and markets branded consumer foods worldwide. The company operates in five segments: North America Retail; Convenience Stores & Foodservice; Europe & Australia; Asia & Latin America; and Pet. It offers ready-to-eat cereals, refrigerated yogurt, soup, meal kits, refrigerated and frozen dough products, dessert and baking mixes, bakery flour, frozen pizza and pizza snacks, snack bars, fruit and salty snacks, ice cream, nutrition bars, wellness beverages, and savory and grain snacks, as well as various organic products, including frozen and shelf-stable vegetables. It also supplies branded and unbranded food products to the North American foodservice and commercial baking industries; and manufactures and markets pet food products, including dog and cat food. The company markets its products under the Annie's, Betty Crocker, Bisquick, Blue Buffalo, Blue Basics, Blue Freedom, Bugles, Cascadian Farm, Cheerios, Chex, Cinnamon Toast Crunch, Cocoa Puffs, Cookie Crisp, EPIC, Fiber One, Food Should Taste Good, Fruit by the Foot, Fruit Gushers, Fruit Roll-Ups, Gardetto's, Go-Gurt, Gold Medal, Golden Grahams, Häagen-Dazs, Helpers, Jus-Rol, Kitano, Kix, Lärabar, Latina, Liberté, Lucky Charms, Muir Glen, Nature Valley, Oatmeal Crisp, Old El Paso, Oui, Pillsbury, Progresso, Raisin Nut Bran, Total, Totino's, Trix, Wanchai Ferry, Wheaties, Wilderness, Yoki, and Yoplait trademarks. It sells its products directly, as well as through broker and distribution arrangements to grocery stores, mass merchandisers, membership stores, natural food chains, e-commerce retailers, commercial and noncommercial foodservice distributors and operators, restaurants, convenience stores, and pet specialty stores, as well as drug, dollar, and discount chains. The company operates 466 leased and 392 franchise ice cream parlors. General Mills, Inc. was founded in 1866 and is headquartered in Minneapolis, Minnesota.

Full GIS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.