HomeCompareHLBZF vs PM

HLBZF vs PM: Dividend Comparison 2026

HLBZF yields 1.77% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HLBZF wins by $38.42M in total portfolio value· pulled ahead in Year 4
10 years
HLBZF
HLBZF
● Live price
1.77%
Share price
$208.42
Annual div
$3.69
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.47M
Annual income
$34,705,923.06
Full HLBZF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — HLBZF vs PM

📍 HLBZF pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHLBZFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HLBZF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HLBZF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLBZF
Annual income on $10K today (after 15% tax)
$150.61/yr
After 10yr DRIP, annual income (after tax)
$29,500,034.60/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, HLBZF beats the other by $29,497,916.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HLBZF + PM for your $10,000?

HLBZF: 50%PM: 50%
100% PM50/50100% HLBZF
Portfolio after 10yr
$19.26M
Annual income
$17,354,207.54/yr
Blended yield
90.11%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

HLBZF
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
2.6
Piotroski
8/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLBZF buys
0
PM buys
0
No recent congressional trades found for HLBZF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHLBZFPM
Forward yield1.77%3.48%
Annual dividend / share$3.69$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$38.47M$49.6K
Annual income after 10y$34,705,923.06$2,492.02
Total dividends collected$38.15M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusSellBuy

Year-by-year: HLBZF vs PM ($10,000, DRIP)

YearHLBZF PortfolioHLBZF Income/yrPM PortfolioPM Income/yrGap
1$11,054$354.38$11,648$408.29$594.00PM
2$12,560$732.24$13,589$495.90$1.0KPM
3$14,995$1,555.13$15,877$603.21$882.00PM
4← crossover$19,515$3,470.15$18,580$734.88+$935.00HLBZF
5$29,322$8,441.39$21,781$896.75+$7.5KHLBZF
6$55,082$23,707.96$25,578$1,096.12+$29.5KHLBZF
7$142,184$83,245.48$30,092$1,342.17+$112.1KHLBZF
8$553,783$401,645.91$35,470$1,646.46+$518.3KHLBZF
9$3,516,558$2,924,010.24$41,892$2,023.58+$3.47MHLBZF
10$38,468,640$34,705,923.06$49,578$2,492.02+$38.42MHLBZF

HLBZF vs PM: Complete Analysis 2026

HLBZFStock

HeidelbergCement AG, together with its subsidiaries, produces and distributes cement, aggregates, ready-mixed concrete, and asphalt worldwide. It provides cement products, natural stone aggregates, such as sand and gravel; crushed aggregates comprising stone chippings and crushed stones; and concrete/ready-mixed concrete for use in the construction of tunnels or bridges, office buildings, or schools, as well as to produce precast concrete parts consisting of stairs, ceiling elements, or structural components. In addition, it provides asphalt primarily used as a top layer in road construction, as well as trades in cement, clinker, secondary cementitious materials, and solid and alternative fuels. HeidelbergCement AG was founded in 1873 and is headquartered in Heidelberg, Germany.

Full HLBZF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
📬

Get this HLBZF vs PM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HLBZF vs SCHDHLBZF vs JEPIHLBZF vs OHLBZF vs KOHLBZF vs MAINHLBZF vs MOHLBZF vs BTIHLBZF vs PEP

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.