Is HLBZF or RYLD a better dividend investment in 2026?

HLBZF currently yields 1.77% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between HLBZF and RYLD?

HLBZF has a forward dividend yield of 1.77% ($3.69/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 10.37 percentage points.

Home › Compare › HLBZF vs RYLD

HLBZF vs RYLD: Dividend Comparison 2026

HLBZF yields 1.77% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HLBZF wins by $38.42M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

HLBZF

● Live price

1.77%

Share price

$208.42

Annual div

$3.69

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.47M

Annual income

$34,705,923.06

Full HLBZF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HLBZF vs RYLD

📍 HLBZF pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HLBZF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HLBZF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HLBZF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLBZF

Annual income on $10K today (after 15% tax)

$150.61/yr

After 10yr DRIP, annual income (after tax)

$29,500,034.60/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HLBZF beats the other by $29,497,835.35/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HLBZF + RYLD for your $10,000?

HLBZF: 50%RYLD: 50%

100% RYLD50/50100% HLBZF

Portfolio after 10yr

$19.26M

Annual income

$17,354,255.20/yr

Blended yield

90.12%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on RYLD right now

HLBZF

Analyst Ratings

Sell

Consensus: Sell

Altman Z

2.6

Piotroski

8/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLBZF buys

RYLD buys

No recent congressional trades found for HLBZF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHLBZFRYLD

Forward yield	1.77%	12.14% ✓
Annual dividend / share	$3.69 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$38.47M	$44.5K ✓
Annual income after 10y	$34,705,923.06 ✓	$2,587.35
Total dividends collected	$38.15M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HLBZF vs RYLD ($10,000, DRIP)

Year	HLBZF Portfolio	HLBZF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,054	$354.38	$11,914	$1,213.65	$860.00 → RYLD
2	$12,560	$732.24	$14,099	$1,351.30	$1.5K → RYLD
3	$14,995	$1,555.13	$16,580	$1,494.55	$1.6K → RYLD
4← crossover	$19,515	$3,470.15	$19,384	$1,642.61	+$131.00 → HLBZF
5	$29,322	$8,441.39	$22,535	$1,794.70	+$6.8K → HLBZF
6	$55,082	$23,707.96	$26,063	$1,950.00	+$29.0K → HLBZF
7	$142,184	$83,245.48	$29,995	$2,107.69	+$112.2K → HLBZF
8	$553,783	$401,645.91	$34,361	$2,266.99	+$519.4K → HLBZF
9	$3,516,558	$2,924,010.24	$39,194	$2,427.12	+$3.48M → HLBZF
10	$38,468,640	$34,705,923.06	$44,525	$2,587.35	+$38.42M → HLBZF

HLBZF vs RYLD: Complete Analysis 2026

HLBZF — Stock

HeidelbergCement AG, together with its subsidiaries, produces and distributes cement, aggregates, ready-mixed concrete, and asphalt worldwide. It provides cement products, natural stone aggregates, such as sand and gravel; crushed aggregates comprising stone chippings and crushed stones; and concrete/ready-mixed concrete for use in the construction of tunnels or bridges, office buildings, or schools, as well as to produce precast concrete parts consisting of stairs, ceiling elements, or structural components. In addition, it provides asphalt primarily used as a top layer in road construction, as well as trades in cement, clinker, secondary cementitious materials, and solid and alternative fuels. HeidelbergCement AG was founded in 1873 and is headquartered in Heidelberg, Germany.

Full HLBZF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.