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HLDCY vs MO: Dividend Comparison 2026

HLDCY yields 5.32% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $56.5K in total portfolio value· pulled ahead in Year 5
10 years
HLDCY
HLDCY
● Live price
5.32%
Share price
$3.70
Annual div
$0.20
5Y div CAGR
-15%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.6K
Annual income
$124.97
Full HLDCY calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — HLDCY vs MO

📍 MO pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHLDCYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HLDCY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HLDCY pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLDCY
Annual income on $10K today (after 15% tax)
$451.92/yr
After 10yr DRIP, annual income (after tax)
$106.22/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $25,529.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HLDCY + MO for your $10,000?

HLDCY: 50%MO: 50%
100% MO50/50100% HLDCY
Portfolio after 10yr
$51.9K
Annual income
$15,142.06/yr
Blended yield
29.20%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

HLDCY
Analyst Ratings
1
Buy
1
Hold
1
Sell
Consensus: Buy
Altman Z
0.7
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLDCY buys
0
MO buys
0
No recent congressional trades found for HLDCY or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHLDCYMO
Forward yield5.32%6.36%
Annual dividend / share$0.20$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-15%22.6%
Portfolio after 10y$23.6K$80.1K
Annual income after 10y$124.97$30,159.17
Total dividends collected$2.6K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: HLDCY vs MO ($10,000, DRIP)

YearHLDCY PortfolioHLDCY Income/yrMO PortfolioMO Income/yrGap
1$11,152$451.92$10,570$780.30+$582.00HLDCY
2$12,333$400.36$11,381$1,032.90+$952.00HLDCY
3$13,548$351.72$12,535$1,392.73+$1.0KHLDCY
4$14,803$306.93$14,193$1,920.91+$610.00HLDCY
5← crossover$16,106$266.42$16,618$2,723.68$512.00MO
6$17,464$230.26$20,263$3,993.80$2.8KMO
7$18,884$198.34$25,936$6,098.36$7.1KMO
8$20,377$170.38$35,166$9,775.01$14.8KMO
9$21,949$146.04$51,026$16,597.78$29.1KMO
10$23,610$124.97$80,113$30,159.17$56.5KMO

HLDCY vs MO: Complete Analysis 2026

HLDCYStock

Henderson Land Development Company Limited, an investment holding company, engages in the property development and investment activities in Hong Kong and Mainland China. The company operates through Property Development, Property Leasing, Department Stores and Supermarket-Cum-Stores Operations, Other Businesses, and Utility and Energy segments. The Property Development segment develops and sells real estate properties. Its property portfolio primarily includes offices, shopping arcades, shopping malls, commercial complexes, and residential properties. The Property Leasing segment leases properties. The Department Stores and Supermarket-Cum-Stores Operations segment operates and manages department stores and supermarket-cum-stores. The Other Businesses segment operates and manages hotels; provides construction, finance, project management, property management, agency, and cleaning and security guard services; trades in building materials; and disposes leasehold land, as well as engages in the food and beverage and travel operations. The Utility and Energy segment is involved in production, distribution, and marketing gas; and water supply and environmentally friendly energy businesses. The company was incorporated in 1976 and is headquartered in Central, Hong Kong. Henderson Land Development Company Limited is a subsidiary of Henderson Development Limited.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.