Is HLDCY or QYLD a better dividend investment in 2026?

HLDCY currently yields 5.32% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HLDCY and QYLD?

HLDCY has a forward dividend yield of 5.32% ($0.20/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.60 percentage points.

Home › Compare › HLDCY vs QYLD

HLDCY vs QYLD: Dividend Comparison 2026

HLDCY yields 5.32% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $1.8K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

HLDCY

● Live price

5.32%

Share price

$3.70

Annual div

$0.20

5Y div CAGR

-15%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.6K

Annual income

$124.97

Full HLDCY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HLDCY vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HLDCY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HLDCY + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HLDCY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLDCY

Annual income on $10K today (after 15% tax)

$451.92/yr

After 10yr DRIP, annual income (after tax)

$106.22/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,704.19/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HLDCY + QYLD for your $10,000?

HLDCY: 50%QYLD: 50%

100% QYLD50/50100% HLDCY

Portfolio after 10yr

$24.5K

Annual income

$2,892.14/yr

Blended yield

11.80%

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Analyst Conviction Gap

Where Wall Street is split right now

HLDCY

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Altman Z

0.7

Piotroski

5/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLDCY buys

QYLD buys

No recent congressional trades found for HLDCY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHLDCYQYLD

Forward yield	5.32%	11.92% ✓
Annual dividend / share	$0.20	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-15%	0% ✓
Portfolio after 10y	$23.6K	$25.4K ✓
Annual income after 10y	$124.97	$5,659.31 ✓
Total dividends collected	$2.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HLDCY vs QYLD ($10,000, DRIP)

Year	HLDCY Portfolio	HLDCY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,152	$451.92	$10,352	$1,192.36	+$800.00 → HLDCY
2	$12,333	$400.36	$10,830	$1,347.57	+$1.5K → HLDCY
3	$13,548	$351.72	$11,460	$1,539.07	+$2.1K → HLDCY
4	$14,803	$306.93	$12,275	$1,777.84	+$2.5K → HLDCY
5	$16,106	$266.42	$13,323	$2,078.95	+$2.8K → HLDCY
6	$17,464	$230.26	$14,667	$2,463.34	+$2.8K → HLDCY
7	$18,884	$198.34	$16,396	$2,960.57	+$2.5K → HLDCY
8	$20,377	$170.38	$18,631	$3,612.97	+$1.7K → HLDCY
9	$21,949	$146.04	$21,548	$4,482.15	+$401.00 → HLDCY
10← crossover	$23,610	$124.97	$25,398	$5,659.31	$1.8K → QYLD

HLDCY vs QYLD: Complete Analysis 2026

HLDCY — Stock

Henderson Land Development Company Limited, an investment holding company, engages in the property development and investment activities in Hong Kong and Mainland China. The company operates through Property Development, Property Leasing, Department Stores and Supermarket-Cum-Stores Operations, Other Businesses, and Utility and Energy segments. The Property Development segment develops and sells real estate properties. Its property portfolio primarily includes offices, shopping arcades, shopping malls, commercial complexes, and residential properties. The Property Leasing segment leases properties. The Department Stores and Supermarket-Cum-Stores Operations segment operates and manages department stores and supermarket-cum-stores. The Other Businesses segment operates and manages hotels; provides construction, finance, project management, property management, agency, and cleaning and security guard services; trades in building materials; and disposes leasehold land, as well as engages in the food and beverage and travel operations. The Utility and Energy segment is involved in production, distribution, and marketing gas; and water supply and environmentally friendly energy businesses. The company was incorporated in 1976 and is headquartered in Central, Hong Kong. Henderson Land Development Company Limited is a subsidiary of Henderson Development Limited.

Full HLDCY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.