Is HLFFF or RYLD a better dividend investment in 2026?

HLFFF currently yields 47.06% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: HLFFF offers higher current income.

What is the dividend yield difference between HLFFF and RYLD?

HLFFF has a forward dividend yield of 47.06% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 34.92 percentage points.

Home › Compare › HLFFF vs RYLD

HLFFF vs RYLD: Dividend Comparison 2026

HLFFF yields 47.06% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HLFFF wins by $293.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HLFFF

● Live price

47.06%

Share price

$4.25

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$338.1K

Annual income

$65,270.37

Full HLFFF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HLFFF vs RYLD

📍 HLFFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HLFFF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HLFFF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HLFFF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLFFF

Annual income on $10K today (after 15% tax)

$4,000.00/yr

After 10yr DRIP, annual income (after tax)

$55,479.81/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HLFFF beats the other by $53,280.57/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HLFFF + RYLD for your $10,000?

HLFFF: 50%RYLD: 50%

100% RYLD50/50100% HLFFF

Portfolio after 10yr

$191.3K

Annual income

$33,928.85/yr

Blended yield

17.73%

📊

Analyst Conviction Gap

Where Wall Street is split right now

HLFFF

Analyst Ratings

Buy

Sell

Consensus: Buy

Altman Z

3.2

Piotroski

4/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLFFF buys

RYLD buys

No recent congressional trades found for HLFFF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHLFFFRYLD

Forward yield	47.06% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$338.1K ✓	$44.5K
Annual income after 10y	$65,270.37 ✓	$2,587.35
Total dividends collected	$265.9K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HLFFF vs RYLD ($10,000, DRIP)

Year	HLFFF Portfolio	HLFFF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$15,406	$4,705.88	$11,914	$1,213.65	+$3.5K → HLFFF
2	$23,260	$6,775.54	$14,099	$1,351.30	+$9.2K → HLFFF
3	$34,449	$9,560.49	$16,580	$1,494.55	+$17.9K → HLFFF
4	$50,093	$13,233.06	$19,384	$1,642.61	+$30.7K → HLFFF
5	$71,583	$17,983.85	$22,535	$1,794.70	+$49.0K → HLFFF
6	$100,612	$24,017.84	$26,063	$1,950.00	+$74.5K → HLFFF
7	$139,204	$31,549.19	$29,995	$2,107.69	+$109.2K → HLFFF
8	$189,743	$40,794.95	$34,361	$2,266.99	+$155.4K → HLFFF
9	$254,993	$51,968.14	$39,194	$2,427.12	+$215.8K → HLFFF
10	$338,113	$65,270.37	$44,525	$2,587.35	+$293.6K → HLFFF

HLFFF vs RYLD: Complete Analysis 2026

HLFFF — Stock

HelloFresh SE delivers meal kit solutions to prepare home-cooked meals using its recipes. The company offers premium meals, double portions, and others, as well as add-ons, such as soups, snacks, fruit boxes, desserts, ready-to-eat meals, and seasonal boxes. It also sells meal-kits through vending machines. The company has operations in the United States, Australia, Austria, Belgium, Canada, Germany, France, Luxembourg, the Netherlands, New Zealand, Switzerland, Sweden, Denmark, Norway, Italy, Japan, and the United Kingdom. It operates under the HelloFresh brand; and owns the Chefs Plate, EveryPlate, Factor75, Green Chef, and YouFoodz brand names. HelloFresh SE was founded in 2011 and is headquartered in Berlin, Germany.

Full HLFFF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.