Is HLFGY or SCHD a better dividend investment in 2026?

HLFGY currently yields 2.45% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between HLFGY and SCHD?

HLFGY has a forward dividend yield of 2.45% ($0.38/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 0.99 percentage points.

Home › Compare › HLFGY vs SCHD

HLFGY vs SCHD: Dividend Comparison 2026

HLFGY yields 2.45% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HLFGY wins by $113.6K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

HLFGY

● Live price

2.45%

Share price

$15.46

Annual div

$0.38

5Y div CAGR

49.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$142.5K

Annual income

$58,233.36

Full HLFGY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — HLFGY vs SCHD

📍 HLFGY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HLFGY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HLFGY + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HLFGY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLFGY

Annual income on $10K today (after 15% tax)

$208.52/yr

After 10yr DRIP, annual income (after tax)

$49,498.36/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, HLFGY beats the other by $49,139.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HLFGY + SCHD for your $10,000?

HLFGY: 50%SCHD: 50%

100% SCHD50/50100% HLFGY

Portfolio after 10yr

$85.7K

Annual income

$29,327.98/yr

Blended yield

34.20%

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Analyst Conviction Gap

Where Wall Street is split right now

HLFGY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

7.7

Piotroski

8/9

SCHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLFGY buys

SCHD buys

No recent congressional trades found for HLFGY or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHLFGYSCHD

Forward yield	2.45%	3.44% ✓
Annual dividend / share	$0.38	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	49.4% ✓	0%
Portfolio after 10y	$142.5K ✓	$29.0K
Annual income after 10y	$58,233.36 ✓	$422.61
Total dividends collected	$113.5K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HLFGY vs SCHD ($10,000, DRIP)

Year	HLFGY Portfolio	HLFGY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$11,067	$366.50	$11,224	$344.10	$157.00 → SCHD
2	$12,407	$566.31	$12,567	$354.98	$160.00 → SCHD
3← crossover	$14,163	$886.53	$14,038	$365.30	+$125.00 → HLFGY
4	$16,567	$1,412.93	$15,648	$375.06	+$919.00 → HLFGY
5	$20,034	$2,307.73	$17,410	$384.27	+$2.6K → HLFGY
6	$25,333	$3,896.59	$19,335	$392.95	+$6.0K → HLFGY
7	$33,986	$6,879.70	$21,437	$401.10	+$12.5K → HLFGY
8	$49,252	$12,886.92	$23,733	$408.75	+$25.5K → HLFGY
9	$78,776	$26,075.85	$26,237	$415.91	+$52.5K → HLFGY
10	$142,523	$58,233.36	$28,968	$422.61	+$113.6K → HLFGY

HLFGY vs SCHD: Complete Analysis 2026

HLFGY — Stock

Hilton Food Group plc, together with its subsidiaries, engages in the food packing business. The company offers a range of fresh items, such as roasting joints, steaks, chops, and minces. It also provides value-added products comprising barbecue ranges, marinated meats, meat cuts, serving sauces, and ready to cook products. The company supplies its products for international food retailers. It operates in the United Kingdom, the Netherlands, the Republic of Ireland, Sweden, Denmark, Poland, the Czech Republic, Hungary, Slovakia, Latvia, Lithuania, Estonia, Portugal, and Australia. Hilton Food Group plc was founded in 1994 and is based in Huntingdon, the United Kingdom.

Full HLFGY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.