Is HLFN or DGRO a better dividend investment in 2026?

HLFN currently yields 5.10% with a 5% 5-year dividend growth rate. DGRO yields 2.10% with 9.5% growth. The better choice depends on your goal: HLFN offers higher current income.

What is the dividend yield difference between HLFN and DGRO?

HLFN has a forward dividend yield of 5.10% ($2.10/share annually). DGRO yields 2.10% ($1.47/share annually). The yield gap is 3.00 percentage points.

Home › Compare › HLFN vs DGRO

HLFN vs DGRO: Dividend Comparison 2026

HLFN yields 5.10% · DGRO yields 2.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HLFN wins by $10.5K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

HLFN

● Live price

5.10%

Share price

$41.18

Annual div

$2.10

5Y div CAGR

15.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$42.1K

Annual income

$4,120.43

Full HLFN calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.10%

Share price

$70.18

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$235.38

Full DGRO calculator →

Portfolio growth — HLFN vs DGRO

📍 HLFN pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HLFN	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HLFN + DGRO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HLFN pays

DGRO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLFN

Annual income on $10K today (after 15% tax)

$433.46/yr

After 10yr DRIP, annual income (after tax)

$3,502.37/yr

DGRO

Annual income on $10K today (after 15% tax)

$178.14/yr

After 10yr DRIP, annual income (after tax)

$200.07/yr

At 15% tax rate, HLFN beats the other by $3,302.29/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HLFN + DGRO for your $10,000?

HLFN: 50%DGRO: 50%

100% DGRO50/50100% HLFN

Portfolio after 10yr

$36.8K

Annual income

$2,177.90/yr

Blended yield

5.92%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLFN buys

DGRO buys

No recent congressional trades found for HLFN or DGRO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHLFNDGRO

Forward yield	5.10% ✓	2.10%
Annual dividend / share	$2.10 ✓	$1.47
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	15.4% ✓	0%
Portfolio after 10y	$42.1K ✓	$31.6K
Annual income after 10y	$4,120.43 ✓	$235.38
Total dividends collected	$18.2K ✓	$2.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HLFN vs DGRO ($10,000, DRIP)

Year	HLFN Portfolio	HLFN Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1	$11,288	$588.49	$11,290	$209.57	$2.00 → DGRO
2← crossover	$12,795	$716.47	$12,722	$213.54	+$73.00 → HLFN
3	$14,567	$875.85	$14,314	$217.18	+$253.00 → HLFN
4	$16,662	$1,075.39	$16,080	$220.53	+$582.00 → HLFN
5	$19,155	$1,326.62	$18,040	$223.59	+$1.1K → HLFN
6	$22,140	$1,644.84	$20,215	$226.40	+$1.9K → HLFN
7	$25,741	$2,050.48	$22,627	$228.96	+$3.1K → HLFN
8	$30,114	$2,571.06	$25,302	$231.31	+$4.8K → HLFN
9	$35,465	$3,243.97	$28,268	$233.44	+$7.2K → HLFN
10	$42,068	$4,120.43	$31,557	$235.38	+$10.5K → HLFN

HLFN vs DGRO: Complete Analysis 2026

HLFN — Stock

Home Loan Financial Corporation, a unitary thrift holding company, provides various banking products and services in the United States. The company's primary deposit products include checking, savings, and term certificate accounts; and lending products comprise residential mortgage, nonresidential mortgage, residential construction and land, commercial, and consumer loans. It also provides consumer credits, such as home improvement loans, education loans, loans secured by savings accounts, motor vehicle loans, unsecured loans, and credit cards. In addition, the company sells life insurance, annuity, long-term care insurance, and investment products. It provides financial services through its main office in Coshocton, Ohio; and branch offices in Coshocton, Mount Vernon, and West Lafayette, Ohio. The company was incorporated in 1997 and is based in Coshocton, Ohio.

Full HLFN Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.