Is HLLGY or SCHD a better dividend investment in 2026?

HLLGY currently yields 1.19% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between HLLGY and SCHD?

HLLGY has a forward dividend yield of 1.19% ($0.54/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 2.25 percentage points.

Home › Compare › HLLGY vs SCHD

HLLGY vs SCHD: Dividend Comparison 2026

HLLGY yields 1.19% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HLLGY wins by $8.33M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

HLLGY

● Live price

1.19%

Share price

$45.19

Annual div

$0.54

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$8.36M

Annual income

$7,202,212.13

Full HLLGY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — HLLGY vs SCHD

📍 HLLGY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HLLGY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HLLGY + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HLLGY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLLGY

Annual income on $10K today (after 15% tax)

$101.33/yr

After 10yr DRIP, annual income (after tax)

$6,121,880.31/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, HLLGY beats the other by $6,121,521.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HLLGY + SCHD for your $10,000?

HLLGY: 50%SCHD: 50%

100% SCHD50/50100% HLLGY

Portfolio after 10yr

$4.20M

Annual income

$3,601,317.36/yr

Blended yield

85.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLLGY buys

SCHD buys

No recent congressional trades found for HLLGY or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHLLGYSCHD

Forward yield	1.19%	3.44% ✓
Annual dividend / share	$0.54	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$8.36M	$29.0K ✓
Annual income after 10y	$7,202,212.13 ✓	$422.61
Total dividends collected	$8.25M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HLLGY vs SCHD ($10,000, DRIP)

Year	HLLGY Portfolio	HLLGY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$10,938	$238.42	$11,224	$344.10	$286.00 → SCHD
2	$12,192	$487.47	$12,567	$354.98	$375.00 → SCHD
3← crossover	$14,061	$1,015.54	$14,038	$365.30	+$23.00 → HLLGY
4	$17,234	$2,189.19	$15,648	$375.06	+$1.6K → HLLGY
5	$23,456	$5,015.48	$17,410	$384.27	+$6.0K → HLLGY
6	$37,857	$12,759.21	$19,335	$392.95	+$18.5K → HLLGY
7	$78,998	$38,491.53	$21,437	$401.10	+$57.6K → HLLGY
8	$234,664	$150,135.95	$23,733	$408.75	+$210.9K → HLLGY
9	$1,084,694	$833,603.27	$26,237	$415.91	+$1.06M → HLLGY
10	$8,362,835	$7,202,212.13	$28,968	$422.61	+$8.33M → HLLGY

HLLGY vs SCHD: Complete Analysis 2026

HLLGY — Stock

HELLA GmbH & Co. KGaA, together with its subsidiaries, develops, manufactures, and sells lighting systems and electronic components for automotive industry worldwide. It operates through three segments: Automotive, Aftermarket, and Special Applications. The Automotive segment offers headlamps, rear combination lamps, car body and interior lighting products, and radomes; and body electronics, energy management, lighting electronics, and power steering solutions, as well as driver assistance systems and components, including sensors and engine compartment actuators. The Aftermarket segment produces and sells automotive parts and accessories primarily in the areas of lighting, electrics, and electronics; and provides workshop solutions in the areas of diagnostics and calibration, as well as various services for wholesalers and workshops. The Special Applications segment develops, manufactures, and markets lighting technology and electronic products for special vehicles comprising construction and agricultural machinery, buses, caravans, and marine vessels. The company was formerly known as HELLA KGaA Hueck & Co. and changed its name to HELLA GmbH & Co. KGaA in October 2017. HELLA GmbH & Co. KGaA was founded in 1899 and is headquartered in Lippstadt, Germany. HELLA GmbH & Co. KGaA is a subsidiary of Faurecia S.E.

Full HLLGY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.