Is HLPPY or RYLD a better dividend investment in 2026?

HLPPY currently yields 6.23% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between HLPPY and RYLD?

HLPPY has a forward dividend yield of 6.23% ($0.33/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 5.91 percentage points.

Home › Compare › HLPPY vs RYLD

HLPPY vs RYLD: Dividend Comparison 2026

HLPPY yields 6.23% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $23.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HLPPY

● Live price

6.23%

Share price

$5.35

Annual div

$0.33

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$0.64

Full HLPPY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HLPPY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HLPPY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HLPPY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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HLPPY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLPPY

Annual income on $10K today (after 15% tax)

$529.72/yr

After 10yr DRIP, annual income (after tax)

$0.54/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,198.70/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HLPPY + RYLD for your $10,000?

HLPPY: 50%RYLD: 50%

100% RYLD50/50100% HLPPY

Portfolio after 10yr

$32.6K

Annual income

$1,293.99/yr

Blended yield

3.96%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLPPY buys

RYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Greg Gianforte	🏢 House	$HLPPY	▲ Buy	$1,001 - $15,000	2020-11-13

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHLPPYRYLD

Forward yield	6.23%	12.14% ✓
Annual dividend / share	$0.33	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.8K	$44.5K ✓
Annual income after 10y	$0.64	$2,587.35 ✓
Total dividends collected	$634.00 ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HLPPY vs RYLD ($10,000, DRIP)

Year	HLPPY Portfolio	HLPPY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,012	$311.60	$11,914	$1,213.65	$902.00 → RYLD
2	$11,943	$160.34	$14,099	$1,351.30	$2.2K → RYLD
3	$12,860	$81.26	$16,580	$1,494.55	$3.7K → RYLD
4	$13,801	$40.89	$19,384	$1,642.61	$5.6K → RYLD
5	$14,788	$20.50	$22,535	$1,794.70	$7.7K → RYLD
6	$15,833	$10.27	$26,063	$1,950.00	$10.2K → RYLD
7	$16,947	$5.14	$29,995	$2,107.69	$13.0K → RYLD
8	$18,135	$2.57	$34,361	$2,266.99	$16.2K → RYLD
9	$19,406	$1.28	$39,194	$2,427.12	$19.8K → RYLD
10	$20,765	$0.64	$44,525	$2,587.35	$23.8K → RYLD

HLPPY vs RYLD: Complete Analysis 2026

HLPPY — Stock

Hang Lung Properties Limited, an investment holding company, engages in the property investment, development, and management activities in Hong Kong and Mainland China. The company operates through Property Leasing and Property Sales segments. The company is involved in the development, sale, and leasing of properties. Its investment properties portfolio includes shopping malls, office, residential, serviced apartment, hotel, and car parking properties, as well as industrial premises. The company also engages in the apartment operating and management; project management; and property agency activities. In addition, it provides management and financial services. The company was incorporated in 1949 and is headquartered in Central, Hong Kong. Hang Lung Properties Limited is a subsidiary of Hang Lung Group Limited.

Full HLPPY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.