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HLTEF vs MO: Dividend Comparison 2026

HLTEF yields 2.38% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HLTEF wins by $137.92M in total portfolio value
10 years
HLTEF
HLTEF
● Live price
2.38%
Share price
$80.65
Annual div
$1.92
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$138.00M
Annual income
$127,680,763.92
Full HLTEF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — HLTEF vs MO

📍 HLTEF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHLTEFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HLTEF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HLTEF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLTEF
Annual income on $10K today (after 15% tax)
$202.05/yr
After 10yr DRIP, annual income (after tax)
$108,528,649.33/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, HLTEF beats the other by $108,504,026.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HLTEF + MO for your $10,000?

HLTEF: 50%MO: 50%
100% MO50/50100% HLTEF
Portfolio after 10yr
$69.04M
Annual income
$63,854,866.23/yr
Blended yield
92.49%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

HLTEF
No analyst data
Altman Z
4.2
Piotroski
7/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLTEF buys
0
MO buys
0
No recent congressional trades found for HLTEF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHLTEFMO
Forward yield2.38%6.27%
Annual dividend / share$1.92$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$138.00M$77.7K
Annual income after 10y$127,680,763.92$28,968.54
Total dividends collected$137.20M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HLTEF vs MO ($10,000, DRIP)

YearHLTEF PortfolioHLTEF Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,175$475.41$10,558$768.31+$617.00HLTEF
2$12,951$993.06$11,352$1,015.87+$1.6KHLTEF
3$16,008$2,151.06$12,482$1,367.86+$3.5KHLTEF
4$22,099$4,969.94$14,103$1,883.39+$8.0KHLTEF
5$36,470$12,823.93$16,472$2,664.91+$20.0KHLTEF
6$78,580$39,557.57$20,024$3,897.79+$58.6KHLTEF
7$243,396$159,314.86$25,537$5,933.74+$217.9KHLTEF
8$1,182,797$922,363.75$34,478$9,476.77+$1.15MHLTEF
9$9,643,699$8,378,106.17$49,776$16,022.63+$9.59MHLTEF
10$137,999,522$127,680,763.92$77,699$28,968.54+$137.92MHLTEF

HLTEF vs MO: Complete Analysis 2026

HLTEFStock

Hilan Ltd., a software as a service (SaaS) provider, develops solutions for management of enterprise human capital in Israel. It provides solutions for payroll, HR, time and attendance, pension, analytics, and BPO; and managing the employee lifecycle from recruitment to retirement. The company also offers information technology (IT) infrastructure, security, and data management; and IT solutions, including big data, data storage, backup and virtualization, cloud SaaS, data, and cyber security. It serves customers in the industry, high-tech, finance, academic, communication, health care, municipal, transportation, retail, government, education, social care, association, and hotel sectors. The company is headquartered in Tel Aviv-Yafo, Israel.

Full HLTEF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.