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HLVTY vs FCPT: Dividend Comparison 2026

HLVTY yields 2.95% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $5.7K in total portfolio value
10 years
HLVTY
HLVTY
● Live price
2.95%
Share price
$6.88
Annual div
$0.20
5Y div CAGR
26.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.4K
Annual income
$5,909.46
Full HLVTY calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — HLVTY vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHLVTYFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HLVTY + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HLVTY pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLVTY
Annual income on $10K today (after 15% tax)
$251.11/yr
After 10yr DRIP, annual income (after tax)
$5,023.04/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, HLVTY beats the other by $114.05/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of HLVTY + FCPT for your $10,000?

HLVTY: 50%FCPT: 50%
100% FCPT50/50100% HLVTY
Portfolio after 10yr
$46.2K
Annual income
$5,842.37/yr
Blended yield
12.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

HLVTY
Analyst Ratings
2
Hold
Consensus: Hold
Altman Z
0.6
Piotroski
3/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLVTY buys
0
FCPT buys
0
No recent congressional trades found for HLVTY or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHLVTYFCPT
Forward yield2.95%6.05% ✓
Annual dividend / share$0.20$1.43 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR26.5% ✓15.8%
Portfolio after 10y$43.4K$49.1K ✓
Annual income after 10y$5,909.46 ✓$5,775.28
Total dividends collected$20.1K$24.1K ✓
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldHold

Year-by-year: HLVTY vs FCPT ($10,000, DRIP)

YearHLVTY PortfolioHLVTY Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$11,074$373.71$11,401$700.92$327.00 → FCPT
2$12,338$489.25$13,064$864.84$726.00 → FCPT
3$13,846$644.46$15,051$1,072.48$1.2K → FCPT
4$15,671$855.04$17,442$1,337.22$1.8K → FCPT
5$17,912$1,144.04$20,340$1,677.08$2.4K → FCPT
6$20,711$1,545.96$23,880$2,116.57$3.2K → FCPT
7$24,274$2,113.39$28,241$2,689.36$4.0K → FCPT
8$28,902$2,928.39$33,660$3,442.07$4.8K → FCPT
9$35,047$4,122.07$40,456$4,439.95$5.4K → FCPT
10$43,410$5,909.46$49,063$5,775.28$5.7K → FCPT

HLVTY vs FCPT: Complete Analysis 2026

HLVTY — Stock

Helvetia Holding AG, through its subsidiaries, engages in life and non-life insurance, and reinsurance business in Switzerland, Germany, Austria, Spain, Italy, France, Liechtenstein, and internationally. It offers life insurance products in the areas of investment-linked, group life, and others; non-life insurance products in the areas of property, motor vehicle, health/accident, liability, and transport; and annuity insurance products and pension plans. The company was founded in 1858 and is headquartered in Sankt Gallen, Switzerland.

Full HLVTY Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.